Terms & Conditions

Last Updated: May 19, 2026 · Effective Date: May 19, 2026

TABLE OF CONTENTS

1. Header and Acceptance

2. Key Definitions

3. Eligibility and Geographic Restrictions

4. Nature of the Platform and Services

5. Products and Features of the Platform

6. Transaction and Payment Management

7. User Responsibility and Prohibited Conduct

8. Wallet and Keys: User's Sole Responsibility

9. Intellectual Property

10. NFTs, Blockchain, Smart Contracts and Third Parties

11. Disclaimer and Absence of Liability

12. Limitations of Liability

13. Privacy and Data Protection

14. Support

15. Modifications to the Terms and Services

16. Suspension, Termination and Cessation

17. Regulatory Compliance

18. Dispute Resolution

19. Miscellaneous Clauses

20. Confirmation of Reading and Acceptance

1. HEADER AND ACCEPTANCE

1.1 Who We Are

These Terms and Conditions (the “Terms”) are provided by SUMMUS WORLD LLC, a company incorporated under the laws of the State of Wyoming, United States of America (hereinafter also “Summus”, “we”, “our” or “us”), operator of the decentralized platform known as “Terramater” (hereinafter also the “Platform”, the “dApp” or “Terramater”), accessible through the website terramaternfts.com (the “Site”) and the related public smart contracts deployed on the Polygon PoS blockchain (Chain ID 137).

Legal contacts:

• Email: legal@summus.life
• Address: SUMMUS WORLD LLC, Wyoming, United States of America
• Website: terramaternfts.com

1.2 Applicability of the Terms

These Terms apply to anyone who accesses, consults, connects with a wallet, or interacts in any manner with the Terramater Platform and the related smart contracts, including — by way of example and without limitation — consultation of the Site, connection of a Self-Custodial Wallet, primary minting of NFTs, listing, purchase, sale or transfer operations of NFTs on the Marketplace, the deposit of NFTs into the PoNFT protocol, exchange operations on the Natura P2P DEX, and consultation of the onchain Dashboard.

Access to and use of the Platform are governed exclusively by these Terms. Should the user not fully accept these Terms, the user is not authorized to access the Platform and must immediately cease any use thereof, disconnect the wallet, and refrain from any interaction with the Platform's smart contracts.

1.3 Binding Acceptance

By accessing the Platform, connecting a Self-Custodial Wallet, or interacting in any form with the dApp or its smart contracts, the user:

a) acknowledges and accepts in full all the clauses contained in these Terms, in the Privacy Policy, and in any product-specific T&Cs;

b) declares to be at least 18 (eighteen) years of age, or the age of majority required by the laws of their country of residence if higher, and to have full legal capacity to enter into binding contracts;

c) declares to act in their own name and on their own behalf, and not in the name of or on behalf of entities, financial institutions, funds, intermediaries, third parties or unauthorized groups;

d) acknowledges and understands that Terramater is a non-custodial dApp that provides an interface to access public smart contracts operating on the public Polygon blockchain, and that it does NOT constitute in any form financial advice, investment services, securities brokerage, custody of funds, banking activity, collective asset management, nor any activity regulated under financial services laws of any jurisdiction;

e) fully and exclusively accepts all risks connected with the use of the Platform, of blockchain technology, of smart contracts, of Self-Custodial Wallets, of NFTs, of NATURA tokens, of USDC, and of any other digital asset or third-party service, as detailed in Sections 10, 11, and 12;

f) acknowledges that the continued use of the Platform constitutes acceptance of any future modification to these Terms, subject to the forced consent mechanisms set forth in Section 15.

Acceptance may occur through:

• Explicit Acceptance: by checking the box “I accept the Terms and Conditions” or equivalent, where presented at first wallet connection or following a material modification;
• Implicit Acceptance: through mere access to the Site, connection of the wallet, submission of a signed transaction to a smart contract of the Platform, or any other use of the Platform.

Both forms of acceptance are legally binding, irrevocable, and produce the same effects.

1.4 Entire Agreement

These Terms, together with the Privacy Policy and any product-specific T&Cs of the individual Products distributed by the Platform (set forth in Section 5), constitute the entire agreement between the user and SUMMUS WORLD LLC in relation to the Terramater Platform, and supersede any prior agreement, communication, statement, or understanding, written or verbal, intervened between the parties in relation to the same subject matter. In case of conflict between informal communications (e.g. social posts, presentations, chat messages, marketing materials) and these Terms, the written text of the Terms shall in any case prevail.

The user further acknowledges that the self-executing logic of the public smart contracts used by the Platform constitutes an integral and non-derogable part of the relationship: once a transaction is confirmed on-chain, its execution and effects are governed exclusively by the smart contract's logic, and cannot be cancelled, modified, or reversed by Summus.

1.5 Language

These Terms have been drafted in Italian for purposes of their first publication, and are also published in English. The English version constitutes the master version, binding for purposes of interpretation of the Terms vis-à-vis all users, worldwide. Any translation that may be made available in languages other than English is provided for convenience purposes only and has no legal value. In case of any discrepancy, ambiguity, inconsistency, or conflict between the English version and any translation (including the Italian version), the English version shall prevail in all jurisdictions, for all purposes, and against all users, regardless of the language in which the user has interacted with the Platform.

2. KEY DEFINITIONS

2.1 Platform / Terramater dApp

“Platform”, “dApp”, “Terramater” or “Site” collectively mean the website terramaternfts.com, the connected web and mobile user interfaces, the indexing systems, the APIs, and the set of public smart contracts deployed on the Polygon PoS blockchain for which Summus makes available a mere graphical interface for access. The Platform allows the user to autonomously sign, through their Self-Custodial Wallet, transactions that are executed directly by the self-executing logic of the public smart contracts, without any intermediation, custody, or discretion on the part of Summus.

2.2 User

“User” means any adult natural person who accesses, consults, connects with a Self-Custodial Wallet, or interacts in any manner with the Platform or the related public smart contracts. The Platform does not provide any registration procedure by means of username, password or account credentials, nor any custody of accounts: the identification of the user occurs exclusively through the public address of the connected Self-Custodial Wallet, in accordance with the non-custodial nature set forth in Section 2.14.

2.3 NFT Collections

“NFT” means the non-fungible tokens issued on the Polygon PoS blockchain and accessible through the Platform. NFT collections are issued by public primary issuance smart contracts; as of the date of these Terms, the only primary issuance smart contract integrated by the Platform is UnifiedNFT (Section 2.10), with technical standard ERC-1155 (with supply tracking ERC-1155 Supply) and royalty enforcement ERC-2981. Summus reserves the right to integrate additional primary issuance smart contracts for NFTs, whether proprietary or of third parties, without prejudice to the applicability of these Terms to any operation carried out through the Platform.

The collections currently issued and mintable through the Platform are:

• TM (TerraMater) — Token ID 1, mint price 369 USDC, maximum supply 999 units;
• SST (SUMMUS Social Trading) — Token ID 2, mint price 234 USDC, maximum supply 3,333 units;
• NP (Natura Pool) — Token ID 3, mint price 200 USDC, maximum supply 5,555 units.

Additional collections may be added at the discretion of Summus, within UnifiedNFT (up to the technical limit set in the smart contract) or through additional issuance smart contracts integrated into the Platform. The technical characteristics of each collection (mint price, maximum supply, mintability status, royalty) are determined by the relevant public smart contracts and may be verified on-chain at any time. None of the collections issued or accessible through the Platform constitutes a financial instrument, a share of capital, a participation security, an investment product, a derivative contract, or a regulated activity under financial services laws of any jurisdiction.

2.4 Marketplace

“Marketplace” means the public smart contract UnifiedMarketplace (Section 2.10), which users may access through the Platform to list for sale (“Listing”) NFTs held by them and to purchase NFTs listed for sale by other users, with payment in USDC or NATURA. The Marketplace operates according to a self-executing escrow logic managed entirely by the public smart contract: at the time of Listing, the NFTs are transferred from the seller's wallet to the smart contract's address, where they are locked under the contract's logic until one of the following conditions — all managed autonomously by the smart contract — occurs: (a) total or partial purchase by a buyer; (b) cancellation of the Listing by the seller; (c) expiration of the Listing's term and a subsequent claim action executed on-chain by anyone. Summus does not intervene at any time on the custody, release, or transfer of the NFTs, which remain entirely governed by the self-executing logic of the public contract.

2.5 PoNFT

“PoNFT” means the public smart contract PoNFT (Section 2.10), which users holding NFTs may access through the Platform to deposit their NFTs into the contract, thereby activating the self-executing mechanism for the assignment of NATURA tokens provided by the contract. The PoNFT protocol dynamically calculates the amount of NATURA assigned to each user on the basis of the self-executing formula written in the contract's code, as a function of the USDC value of the deposited NFT, of the number of whole days elapsed since the user's last action, and of the current NATURA token price returned by the configured oracle. The user claims autonomously, at any time and on their own initiative, the amount of NATURA assigned, which is drawn from the dedicated supply indicated in the smart contract (the “rewardSource”). Summus does not intervene in any way in the assignment, calculation, availability, or claim: every operation is performed autonomously by the public smart contract, on the user's sole initiative.

2.6 Natura P2P DEX

“Natura P2P DEX” or “P2P DEX” means the public smart contract NaturaP2PDEX (Section 2.10), which users may access through the Platform to publish peer-to-peer exchange orders (“Order”) between the NATURA token and the USDC token, and to execute orders published by other users. The P2P DEX operates according to a peer-to-peer self-executing escrow logic managed entirely by the public smart contract: upon creation of an Order, the tokens that are the subject of the order are transferred from the user's wallet to the smart contract's address, where they are locked under the contract's logic until one of the following conditions — all managed autonomously by the smart contract — occurs: (a) total or partial execution of the Order by a counterparty; (b) cancellation of the Order by its creator. The P2P DEX does not aggregate liquidity, does not maintain a pool, does not act as a market maker, does not operate as a centralized exchange platform nor as an authorized exchange: every exchange occurs exclusively in peer-to-peer mode between user wallets, through the self-executing logic of the public contract. The P2P DEX adopts a “fee-on-output” mechanism defined in Section 5.5, the components of which are determined exclusively by the self-executing logic of the contract.

2.7 Uniswap V3 NATURA/USDC Pool

“Uniswap V3 Pool” or “Pool” means the Uniswap V3 NATURA/USDC liquidity pool deployed on the Polygon PoS blockchain at address 0x7d9990c3520D067CD38906d9c9cAD895b06c0A2A. The Pool is a public third-party infrastructure, deployed on the Uniswap V3 protocol, not operated nor controlled by Summus. The Pool allows anyone to exchange NATURA for USDC and vice versa through direct interaction with the Uniswap V3 protocol (by way of example, through the site app.uniswap.org, through third-party DEX aggregators, or through direct calls to Uniswap V3 smart contracts). The Platform may, at its discretion, expose an interface to access the Pool for the user's convenience, it being understood that any exchange transaction is executed exclusively by the self-executing logic of the Uniswap V3 smart contracts and that of the Pool, without any intermediation or custody on the part of Summus.

The user acknowledges and accepts that the NATURA token has a fee-on-transfer dynamic activated exclusively on exchanges involving DEX pool addresses included in a whitelist in the code of the NaturaToken smart contract (including the Pool referred to in this Section). This dynamic is written in the public code of the NATURA token and is automatically activated whenever a transfer transaction of the token has as sender or recipient a whitelisted pool address, unless the other party to the transaction is an address declared “fee-exempt” in the smart contract. The total fee applied is composed of the following components, each expressed in basis points on the gross value of the transaction, in accordance with the parameters set in the NaturaToken smart contract:

• Burn — portion destined for the permanent destruction of NATURA, variable parameter (range 2.5%–7%);
• Recycle — portion destined for the “recycle” wallet (the same dedicated supply that feeds the PoNFT protocol), variable parameter (range 1%–3%);
• Gold Reserve — portion destined for the ecosystem's gold reserve wallet, variable parameter (range 2.5%–7%);
• BTC Reserve — portion destined for the ecosystem's BTC reserve wallet, variable parameter (range 1%–3%);
• LP — fixed portion of 1% destined for the LP fee wallet, which feeds the distribution of NATURA through the LPFeeRewards smart contract.

The current values of the variable parameters, the destination wallets, and the list of whitelisted pools and fee-exempt parties are publicly verifiable at any time on the NaturaToken smart contract referred to in Section 2.11. The fee is applied exclusively by the NaturaToken smart contract and is entirely outside the control of the Uniswap V3 Pool, of Uniswap Labs, and of any third-party front-end used by the user to access the Pool. The user is entirely responsible for the prior verification, acceptance, and understanding of the fee applied to each exchange transaction before signing it, and accepts that any confirmed transaction is irreversible.

2.8 Dashboard / Oracle

“Dashboard” means the informational areas of the Site that present, in synthetic and visual form, publicly accessible on-chain data relating to the NATURA token, the NFT collections, the PoNFT protocol, the P2P DEX, the Uniswap V3 Pool, and other components of the ecosystem. The data displayed by the Dashboard are the result of public readings performed by the Platform on the ecosystem's smart contracts, on the price oracles described below, and on RPC nodes of the Polygon network.

The price oracles integrated in the ecosystem, on which the Dashboard and the Platform's smart contracts may rely, are the following, both publicly inspectable at the addresses set forth in Section 2.10:

• ReserveBasedOracle — oracle that determines the reference price of the NATURA token on the basis of the composition of the ecosystem's reserves and of the circulating supply, in accordance with the self-executing formula defined in its code;
• UniswapV3Oracle — oracle that determines the reference price of the NATURA token by reading from the Uniswap V3 NATURA/USDC Pool referred to in Section 2.7 according to the TWAP (Time-Weighted Average Price) methodology provided by the Uniswap V3 protocol, with an observation period configurable in a range between 10 and 60 minutes (default 30 minutes). The oracle includes price manipulation mitigation mechanisms, including a cache of the last valid price with a 24-hour staleness threshold, an emergency price override actionable by the owner multisig as a circuit breaker, and a minimum price threshold (minClaimPrice) set downstream in the PoNFT smart contract.

Smart contracts that require a price feed (by way of example: PoNFT) are equipped with a self-executing mechanism that allows the owner multisig to switch between the two oracles at any time through a dedicated on-chain transaction. Such switching produces effects exclusively on operations subsequent to the switching and does not in any way alter operations already settled. The user acknowledges and accepts that switching between oracles may result in even significant variations in the reference price used by the ecosystem's smart contracts, depending on the different calculation methodology of each oracle.

The data displayed on the Dashboard, the oracle readings, and any information of economic or price nature conveyed by the Platform are provided for informational purposes only, do not constitute investment recommendations nor any warranty of accuracy, completeness, timeliness, or continuity, and may present deviations from the current state of the blockchain or from the price executable by the user, due to node latency, block reorganizations, market slippage, price manipulation, or technical causes.

2.9 Self-Custodial Wallet

“Self-Custodial Wallet” or “Wallet” means a digital wallet whose private keys are held exclusively by the user (by way of example and without limitation: MetaMask, WalletConnect, Trust Wallet, Coinbase Wallet, Rabby, Ledger, Trezor). In order to interact with any on-chain component of the Platform, the user must mandatorily hold a Self-Custodial Wallet compatible with the Polygon PoS network. Summus does NOT hold, does NOT manage, does NOT have any access to and does NOT have any technical possibility of intervention on the private keys, the seed phrase, the NFTs, the tokens, or the funds of the user, in any form and at any time.

2.10 Smart Contracts

“Smart Contract” means the self-executing programs publicly deployed on the Polygon PoS blockchain through which all operations accessible via the Platform take place. The Terramater smart contracts are public, inspectable, and auditable by anyone.

Ecosystem smart contracts of Terramater (deployed by the ecosystem's owner multisig):

Third-party infrastructure integrated (not operated nor controlled by Summus):

The addresses of the ecosystem smart contracts may be varied at the discretion of the owner multisig in case of upgrade, redeploy, or substitution of the contracts, with timely publication of the update on the Site. Additional smart contracts (by way of example: new Uniswap V3 pools, additional NFT issuance contracts, distribution contracts, alternative oracles) may be integrated at any time. The user acknowledges and accepts that, once a transaction is confirmed, its execution is governed exclusively by the self-executing logic of the destination contract and cannot be cancelled, modified, or reversed by Summus, by the operator of the Uniswap V3 Pool, or by any third party.

2.11 Payment Tokens

“USDC” means the ERC-20 token pegged to the U.S. dollar accepted by the Platform as a payment token for primary mint, for the Marketplace, and for the P2P DEX, at address 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359 on the Polygon PoS network.

“NATURA” means the ERC-20 token issued by the NaturaToken smart contract referred to in Section 2.10, accepted by the Platform as a payment token for the Marketplace, as the asset subject to self-executing assignment for the PoNFT protocol, and as one of the two sides of exchange on the P2P DEX.

Additional payment tokens (by way of example: USDT, at address 0xc2132D05D31c914a87C6611C10748AEb04B58e8F) may be activated by the Platform at the discretion of the relevant contracts, in accordance with their self-executing logic.

2.12 ERC-2981 Royalties

“Royalty” means the percentage compensation destined for the holders of rights on the NFT collections, calculated on the sale price of each NFT sold on the Marketplace, in accordance with the technical ERC-2981 standard. Royalties are read by the Marketplace directly from the smart contract of the sold NFT and are paid to the wallet indicated by it. The UnifiedMarketplace smart contract imposes a maximum cap of 15% (1,500 basis points) on Royalties: any excess over such threshold is not paid to the recipient.

2.13 Third-Party Services

“Third-Party Services” means any product, service, platform, infrastructure, content, site or resource not directly operated by Summus, but accessible, integrated, or consultable through the Platform or necessary for its use, by way of example and without limitation: the public Polygon blockchain, RPC nodes, on-chain oracles, issuers of USDC, USDT and other payment tokens, Self-Custodial Wallet providers, on-chain explorers (e.g. Polygonscan), third-party marketplaces and exchange protocols, hosting and indexing providers, analytics platforms, and cryptographic service providers.

2.14 Non-custodial

The Platform and Summus operate exclusively in non-custodial mode. Summus does NOT hold, does NOT custody, does NOT manage, does NOT control, and does NOT have access to the user's funds, NFTs, tokens, private keys, or seed phrase. Every operation of mint, listing, purchase, sale, deposit into the PoNFT protocol, exchange, claim, or transfer occurs exclusively through the user's Self-Custodial Wallet, by means of a transaction signature that is executed automatically by the public smart contracts according to their self-executing logic. The temporary transfer of NFTs or tokens to the Marketplace, PoNFT, and P2P DEX smart contracts — necessary for the operation of the respective self-executing escrow mechanisms — does not constitute custody on the part of Summus, as the funds remain governed exclusively by the contract's public logic, the behavior of which Summus cannot discretionally alter to dispose of the user's assets.

3. ELIGIBILITY AND GEOGRAPHIC RESTRICTIONS

3.1 Eligibility Requirements

In order to access and use the Platform — and in particular to connect a Self-Custodial Wallet and sign any transaction that interacts with the smart contracts referred to in Section 2.10 — the user must cumulatively:

a) be at least 18 (eighteen) years of age — or the age of majority required by the laws of their country of residence, if higher — and have full legal capacity to act to enter into binding contracts;

b) act in their own name and on their own behalf, as a natural person, and not in the name of or on behalf of entities, financial institutions, funds, groups, intermediaries, commercial organizations or unauthorized third parties;

c) reside in a jurisdiction in which the use of blockchain technologies, the possession and exchange of crypto-assets, the interaction with public smart contracts, the mint, purchase, sale and possession of non-fungible tokens (NFTs) are legally permitted;

d) NOT be subject to international sanctions issued or enforced by OFAC (Office of Foreign Assets Control of the United States), by the European Union, by the United Nations, by the United Kingdom, by Canada, by Australia, or by any other competent authority — and in particular NOT be indicated in OFAC SDN (Specially Designated Nationals) lists, EU Consolidated List, UN Consolidated Sanctions List, UK Consolidated List, and in any other equivalent list of sanctioned subjects;

e) NOT reside in, be a citizen of, nor operate from any of the prohibited countries or territories referred to in Section 3.2;

f) NOT have previously suffered a restriction of access to the Platform or to the Summus ecosystem for causes attributable to themselves;

g) have a reliable internet connection and a suitable device;

h) have a Self-Custodial Wallet compatible with the Polygon PoS network, and autonomously hold their own private keys, seed phrase, and any access credentials, as provided in Section 2.9.

Verification of compliance with the requirements is the user's sole responsibility. Summus reserves the right to request, at any time and at its discretion, documentary evidence to verify the existence of one or more of the above requirements; failure to respond within a reasonable time entails the consequences set forth in Section 3.4.

3.2 Prohibited Countries and International Sanctions

Access to the Platform and interaction through the front-end of the Site terramaternfts.com are expressly prohibited to users who reside, are citizens, are incorporated, have a registered office, or operate from any of the following Restricted Territories, subject to comprehensive country-wide or territory-wide sanctions issued by OFAC and/or equivalent sanctions issued by the EU, UN, UK, Canada or Australia. The list updates automatically based on the sanctions lists in force at the time of access, and in any case includes:

Countries:

• Belarus
• Burma (Myanmar)
• Côte d'Ivoire (Ivory Coast)
• Cuba
• Democratic Republic of the Congo
• Iran
• Iraq
• Libya
• Mali
• Nicaragua
• North Korea (Democratic People's Republic of Korea)
• Russian Federation
• Somalia
• Sudan and South Sudan
• Syria
• Yemen
• Zimbabwe

Regions and territories:

• Crimea, Donetsk, Luhansk, Kherson and Zaporizhzhia (regions of Ukraine occupied or unilaterally annexed by the Russian Federation);
• any other country, territory, entity or subject included in the updated OFAC list (consultable at www.treasury.gov/ofac), in the EU Consolidated List, in the UN Consolidated Sanctions List, in the UK Consolidated List, or in any other equivalent sanctions list issued by competent authorities, in particular of Canada and Australia;
• any additional jurisdiction subject to comprehensive country-wide, territory-wide, or equivalent regional sanctions, even if not expressly named in this list.

The prohibition applies regardless of the country of issuance of the user's identity document, of the nationality or jurisdiction of registration of the connected Wallet, and of the jurisdiction of the internet connection provider (ISP, VPN, proxy or other) used to access the Platform.

Summus reserves the right to extend the list of Restricted Territories at any time, at its discretion, in response to new sanctions publications, changes in the geopolitical scenario, requests from competent authorities, or internal compliance assessments, with timely publication of the update on the Site.

3.3 User's Compliance Declaration

By connecting their Self-Custodial Wallet to the Platform and/or signing any transaction interacting with the smart contracts referred to in Section 2.10, the user declares and warrants, under their personal civil and criminal liability, that:

a) they do not reside, are not citizens, and do not operate from any of the Restricted Territories referred to in Section 3.2;

b) they do not act in the name or on behalf of subjects, entities or organizations residing in, or controlled by subjects residing in, any of the Restricted Territories referred to in Section 3.2;

c) they are not subject to personal sanctions and do not appear on any list of sanctioned subjects (OFAC SDN, EU Consolidated List, UN, UK, Canada, Australia or equivalent lists);

d) their IP address, residential address, any billing address, and the Wallet address used are located and operate from jurisdictions in which the use of the Platform and its services is legally permitted;

e) the applicable law in their country of residence allows the use of blockchain technologies, interaction with public smart contracts, the possession and exchange of crypto-assets and NFTs, and the execution of the operations they intend to perform through the Platform;

f) they have diligently verified the compliance of their position with the restrictions referred to in this Section 3, also consulting, if necessary, their own independent legal, tax, or compliance advisors.

The user is the sole and exclusive responsible party for verifying the compliance of their position with the applicable law in their country of residence and in any jurisdiction from which they access. Summus does not provide any legal, tax, or compliance advice and is in no way responsible for any violations of local laws committed by the user.

3.4 Compliance Checks and Consequences

Summus may carry out — in automated, periodic, or spot form — compliance checks based on a plurality of sources, including by way of example and without limitation: IP address geolocation, browser and device fingerprint analysis, verification of the wallet address against OFAC lists and equivalent sanctions lists (also through third-party on-chain screening providers), cross-checking of any data provided by the user, and reports from competent authorities.

In case of detection of potential non-compliance, suspected abuse, or request from a competent authority, Summus may, at its sole discretion, adopt against the non-compliant user one or more of the following measures:

a) immediately and without notice block access to the front-end of the Site terramaternfts.com and to any other Terramater interface operated by Summus, on a temporary or permanent basis;

b) refuse to index, display, or visually facilitate on the front-end any activity attributable to the wallet of the non-compliant user;

c) deny support referred to in Section 14, including assistance for any request originating from the wallet of the non-compliant user;

d) report the non-compliant access or activity to competent authorities, including OFAC, FinCEN, the supervisory authority of the relevant jurisdiction, the judicial authority, or any other competent authority;

e) undertake any legal action deemed appropriate for the protection of its rights and for compliance with its regulatory obligations.

The user acknowledges and accepts that, due to the non-custodial and permissionless nature of the smart contracts referred to in Section 2.10, Summus has no technical power to block, seize, freeze, transfer, return, modify, or cancel any NFTs, NATURA or USDC tokens, or any other asset held in the user's Wallet or subject to operations already confirmed on-chain. The possible blocking of access to the Site's front-end prevents the user from operating through Terramater's graphical interface but does not prevent the user from interacting directly with the public smart contracts through other third-party front-ends, aggregators, on-chain explorers (e.g. Polygonscan), or direct RPC calls. In such case, any legal, civil, criminal, tax, or administrative consequence of such interactions is entirely and exclusively borne by the user, and may in no way be attributed to Summus.

The user remains in any case the sole responsible party for all legal, civil, criminal, tax, administrative, and financial consequences arising from violations, including by way of example, government sanctions, fines, asset seizures, and judicial proceedings.

3.5 Limitation of Liability in Geographic Matters

Although Summus implements reasonable measures of geographic and sanctions compliance control on the Platform's front-end, Summus does not warrant the interception of every non-compliant access, in particular in cases of use of virtual private networks (VPN), proxies, Tor, falsified identities, counterfeit documents, wallets registered to subjects other than the actual user, or in any case of techniques aimed at circumventing geolocation, identification, or screening checks.

The user who accesses or operates in violation of the restrictions referred to in this Section 3 — also through the use of circumvention means — remains integrally responsible for the legal consequences of their conduct, and releases Summus, its subsidiaries, parents, affiliates, shareholders, directors, employees, collaborators, and suppliers from any and all claims, actions, damages, costs, and liabilities arising from their non-compliant access.

The user expressly waives any objection based on jurisdiction, territorial applicability of law, inadequacy of forum, or competence of the judicial authority of their country of residence, and accepts that Summus may enforce these Terms under the laws of the State of Wyoming, United States of America and federal U.S. laws, in accordance with Section 18, regardless of their country of residence and of the jurisdiction from which access to the Platform took place.

4. NATURE OF THE PLATFORM AND SERVICES

4.1 Nature of the Platform

Terramater is a decentralized application (dApp) consisting of a mere graphical interface for access to non-custodial, non-intermediated and self-executing public smart contracts, deployed and operating on the public Polygon PoS blockchain (Chain ID 137) and accessible to anyone, even outside the Platform, through third-party front-ends, aggregators, on-chain explorers (e.g. Polygonscan), or direct RPC calls.

The Platform:

a) organizes the visual presentation of the NFT collections and protocols of the NATURA ecosystem accessible through the smart contracts referred to in Section 2.10;

b) makes available a signing interface that allows the user to autonomously sign, through their Self-Custodial Wallet, transactions that are transmitted to the Polygon blockchain and executed by it exclusively under the self-executing logic of the destination smart contract;

c) reads and indexes public on-chain data to display them in synthetic and visual form in the informational areas of the Site (Dashboard referred to in Section 2.8);

d) does not execute, validate, confirm, record, settle, clear, or warrant any operation: every transaction is executed autonomously by the public smart contracts and validated by the validators of the Polygon network, over which Summus exercises no control.

4.2 What Terramater is NOT

The user expressly acknowledges and accepts that the Terramater Platform, and Summus as the party providing and maintaining its graphical interface, are NOT and do NOT operate in any form as:

a) financial intermediary, broker-dealer, asset manager, investment fund, bank, credit institution, payment institution, electronic money institution, or other financial institution under the financial services laws of any jurisdiction;

b) authorized, regulated or registered exchange platform, market maker, multilateral trading system, organized trading facility, alternative trading system, or comparable market structure;

c) Crypto-Asset Service Provider (CASP) under Regulation (EU) 2023/1114 (MiCA), nor custodian of crypto-assets, nor issuer of regulated tokens under the same regulation;

d) Money Services Business (MSB) registered with FinCEN under the U.S. Bank Secrecy Act, nor money transmitter under the state laws of the United States;

e) entity supervised by SEC, FINRA, CFTC, FCA, ESMA, AGCM, CONSOB, Bank of Italy, BaFin, or by any other financial supervisory authority of any jurisdiction;

f) custodian of funds, NFTs, tokens, digital assets, private keys or seed phrase of the user: the non-custodial nature of the Platform is detailed in Section 2.14;

g) provider of financial, investment, tax, legal, or compliance advice under any jurisdiction: all content conveyed by the Platform is provided for informational purposes only and does not constitute recommendation, solicitation, or invitation to invest;

h) organizer of public offerings of financial instruments, of crypto-assets under articles 4-13 MiCA, of securities under U.S. discipline (1933 Securities Act / 1934 Securities Exchange Act), of insurance products or of pension products;

i) pyramid scheme, chain system, multi-level sales system, or referral compensation plan: the Platform does not distribute rewards based on the recruitment of new users, and Summus does not operate any pyramid marketing structure through Terramater. Any referral or outreach programs external to the Platform (by way of example: Summus Network) are governed by distinct and separate T&Cs, to which the user may adhere voluntarily and independently.

The qualifications referred to in this paragraph apply to the Platform itself, to each functionality accessible through it (primary mint of NFTs, Marketplace, PoNFT, P2P DEX, Uniswap V3 Pool, Dashboard, and additional integrated protocols), and to Summus as the party providing and maintaining the graphical interface.

4.3 Wallet Required and Blockchain Interaction

To access any on-chain functionality of the Platform, the user must mandatorily have a Self-Custodial Wallet compatible with the Polygon PoS network (Section 2.9). The contractual relationship between the user and the Self-Custodial Wallet provider (by way of example: MetaMask, WalletConnect, Trust Wallet, Coinbase Wallet, Rabby, Ledger, Trezor) is governed exclusively by the terms of use and privacy policy of the relevant provider, of which Summus is not a party and for which Summus assumes no responsibility.

By connecting their Self-Custodial Wallet to the Platform, the user:

a) authorizes the Platform to read the public address of their Wallet and the public on-chain data attributable to it (by way of example: NFTs held, token balances, past transactions, active deposits in the ecosystem's smart contracts), in order to display in the interface the relevant information and functionalities;

b) acknowledges that the Platform has no access to the Wallet's private keys, seed phrase, or other signing credentials, and that every transaction must be autonomously signed by the user, through their Wallet's signing interface, before being transmitted to the blockchain;

c) accepts that the transactions signed and transmitted to the Polygon network are executed autonomously by the destination smart contracts and by the network's validators, and that their outcome (confirmation, failure, gas fee cost, execution time) depends exclusively on the contract's logic and on the network's operating conditions, over which Summus exercises no control.

4.4 Service Availability

Summus undertakes to use the diligence reasonably required to keep the Platform operational and the Site functionalities accessible, but does not warrant in any form:

a) the continuous, uninterrupted, or 24/7 availability of the Site, of the graphical interface, of the APIs, of the indexing systems, or of accessory tools;

b) the absence of bugs, errors, malfunctions, delays, interruptions, graphic discrepancies, or indexing anomalies;

c) compatibility with all devices, operating systems, browsers, extensions, Wallets, aggregators, or execution environments;

d) operational continuity during scheduled maintenance, updates, technical emergencies, or force majeure events;

e) the availability, accuracy, completeness, timeliness, or persistence of on-chain data read from smart contracts and oracles, nor the alignment of the data displayed by the Dashboard with respect to the current state of the blockchain;

f) the availability, stability, security, or continuity of the Polygon network, of the RPC nodes used, of the hosting providers, of the indexing providers, of the price oracles, of third-party marketplaces, pools and DEXes, of Self-Custodial Wallet providers, of token issuers, or of any other Third-Party Service.

Summus reserves the right to modify, suspend, limit, interrupt, or terminate at any time, even without notice and at its sole discretion, any functionality of the Site or component of the graphical interface, without this giving rise to any right to refund, indemnity, or compensation of any kind in favor of the user. It is understood that, due to the non-custodial nature of the Platform, any suspension, modification, or cessation of the Site does not affect the availability of the ecosystem's public smart contracts, which continue to operate autonomously on the Polygon blockchain under their self-executing logic and remain accessible to the user through other front-ends, on-chain explorers, or direct RPC calls.

4.5 Variations of Products and Functionalities

Summus reserves the right, at its sole discretion, to add, modify, substitute, suspend, or remove at any time, and without any obligation of notice, indemnity, or refund:

a) graphical functionalities of the Platform, including modules for mint, listing, purchase, deposit into the PoNFT protocol, exchange on the P2P DEX, access to the Uniswap V3 Pool, consultation of the Dashboard, Wallet management, and any other interface exposed by the Site;

b) smart contracts integrated by the Platform, through the integration of new NFT issuance contracts, new marketplaces, new pools, new oracles, new distribution protocols, or new exchange protocols, whether proprietary or third-party, as provided in Section 2.10;

c) NFT collections integrated by the Platform, through the addition of new collections within the UnifiedNFT smart contract (up to the technical limit set in the contract) or through the integration of new issuance smart contracts, whether proprietary or third-party, as provided in Section 2.3;

d) payment tokens accepted, through the activation of new tokens in the relevant contracts, in accordance with their self-executing logic and as provided in Section 2.11.

The variations referred to above do not produce any retroactive effect on operations already confirmed on-chain, which remain governed exclusively by the self-executing logic of the executing contract and by the parameters in force at the time of their execution (by way of example: the marketplace fee locked at the time of listing under Section 5.3, the P2P DEX order fees locked at the time of order creation under Section 5.5).

5. PRODUCTS AND FEATURES OF THE PLATFORM

5.1 Categories of Functionality

The Terramater Platform organizes, presents, and makes accessible through a graphical interface a plurality of functionalities operating on the Polygon PoS blockchain, attributable to the public smart contracts referred to in Section 2.10, as well as to integrated third-party infrastructures. The functionalities currently exposed by the Site terramaternfts.com are:

Each functionality is governed by the self-executing logic of the relevant public smart contract, by the parameters configured therein at the time of execution, and by the operating conditions of the third-party infrastructures involved. The technical characteristics, parameters, and operating values described in the subsections below are those in force as of the effective date of these Terms; such parameters may be modified at the discretion of the owner multisig of the relevant contract, in accordance with the contract's self-executing rules, and are publicly verifiable on-chain at any time.

5.2 Primary Mint of NFTs (UnifiedNFT)

The primary mint functionality allows the user to issue (“mint”) new units of the NFT collections activated in the UnifiedNFT smart contract, up to the maximum supply of each collection, in exchange for payment of the mint price configured for the collection, in one of the payment tokens accepted by the contract.

Current operating parameters:

• Technical standard: ERC-1155 (multi-collection) with supply tracking (ERC-1155 Supply) and royalty enforcement (ERC-2981);
• Maximum number of configurable collections: 20 (MAX_COLLECTIONS);
• Active collections and parameters: TM (Token ID 1, price 369 USDC, maximum supply 999), SST (Token ID 2, price 234 USDC, maximum supply 3,333), NP (Token ID 3, price 200 USDC, maximum supply 5,555);
• Accepted payment tokens: USDC (by default); additional tokens (by way of example: USDT) may be activated by the contract owner, in accordance with the contract's self-executing logic;
• Payment split between treasury wallets: 25% to treasury1, 75% to treasury2 (default parameters DEFAULT_SPLIT1_BPS = 2500, DEFAULT_SPLIT2_BPS = 7500). Treasury wallets are configurable per individual collection by the contract owner according to its self-executing logic;
• Default royalty: 7.5% (DEFAULT_ROYALTY_BPS = 750) under the ERC-2981 standard, for the benefit of the configured royalty wallet. The royalty applied on the Marketplace is in any case subject to the 15% cap referred to in Section 2.12;
• Non-burnability: the issued NFTs are not “burnable” through the contract, without prejudice to standard transfer mechanisms;
• Mint pause: the contract owner may temporarily suspend the mint function; the suspension does not affect standard transfer operations of already minted NFTs;
• Administrative airdrop: the contract owner may distribute NFTs in batch free of charge, at its discretion, up to the maximum supply of the collection.

Operating characteristics of the mint operation:

a) the mint transaction is executed on-chain under the self-executing logic of the UnifiedNFT contract;

b) payment of the mint price is made directly from the user to the treasury wallets, in a single atomic step contextual to the mint; the contract does not retain payment and Summus does not intervene at any stage;

c) the transaction is irreversible once confirmed on-chain; no refunds, retractions, withdrawals, or post-confirmation cancellations are provided, technically possible, or legally enforceable, subject to the non-derogable limits referred to in Section 5.9;

d) the gas fee costs are entirely borne by the user, regardless of the outcome of the transaction (success / revert), and are in no way attributable to Summus.

The user acknowledges and accepts that the price, supply, mintability, treasury wallets, royalty, and any other parameter of the collection may vary over time as a result of operations performed by the contract owner under the smart contract's self-executing logic; each mint is governed by the parameters in force at the time of signing the transaction.

5.3 Marketplace (UnifiedMarketplace)

The Marketplace functionality allows users holding NFTs to list them for sale on the secondary market in exchange for USDC or NATURA, and other users to purchase them in whole or in part. The Marketplace operates under the self-executing escrow logic described in Section 2.4.

Current operating parameters:

• Marketplace fee: variable parameter, currently set at 2.5% (DEFAULT_MARKETPLACE_FEE_BPS = 250), with a maximum cap of 10% (MAX_FEE_BPS = 1000); the fee is modifiable at any time by the contract owner under its self-executing logic, always respecting the cap;
• Fee-lock at listing: the fee is locked at the time of Listing creation and is applied to that Listing until its completion or cancellation, even in the case of subsequent modifications to the current fee; modifications to the fee produce effects exclusively on Listings created after the modification;
• Royalty enforcement: under the ERC-2981 standard, applied directly by the Marketplace, with a 15% cap (MAX_ROYALTY_BPS = 1500); any excess over the cap is not paid to the royalty recipient;
• Royalty receiver: wallet indicated by the smart contract of the sold NFT under the ERC-2981 standard, to which the Marketplace pays the royalty directly at the time of purchase execution;
• Accepted payment tokens: USDC and NATURA;
• NFT contract whitelist: only NFT smart contracts whitelisted by the Marketplace owner may be subject to Listing; the removal of an NFT contract from the whitelist prevents new Listings and new purchases on existing Listings, but does not prevent the cancellation of existing Listings by the seller;
• Partial purchases: supported — a buyer may purchase in whole or in part the quantity of NFTs published in a Listing; the Listing remains active for the remaining quantity;
• Batch operations: purchase, listing, and cancellation may be executed in batch up to a maximum of 50 operations per call (MAX_BATCH_SIZE = 50);
• Expiry: each Listing may be published with or without an expiry date (0 = no expiry); upon expiry, the Listing is unusable for new purchases and anyone may trigger on-chain the claim action that returns the NFTs to the original seller's wallet.

Operating characteristics of the Listing, Purchase, and Cancellation flow:

a) Listing: at the time of listing, the NFTs are transferred from the seller's wallet to the Marketplace smart contract, and the Listing becomes active on-chain with a unique identifier; the seller may cancel the Listing at any time (even if the Platform is paused), regaining the NFTs;

b) Purchase: at the time of purchase, the buyer pays the total price to the Marketplace, which executes in a single atomic step the distribution of the payment: (i) the marketplace fee to the feeRecipient wallet, (ii) the royalty to the royaltyReceiver (if ERC-2981 is supported and within the cap limits), (iii) the residual net amount to the seller; the NFTs are transferred from the Marketplace escrow to the buyer's wallet in the same atomic step;

c) Cancellation and force-cancel: cancellation by the seller is not subject to blocks (it is always available, even with the Marketplace paused); the Marketplace owner, in limited emergency cases (by way of example: removal of an NFT contract from the whitelist), may execute a force-cancel, which returns the NFTs in any case exclusively to the original seller, never to the owner;

d) Pause: the Marketplace owner may suspend operations of new listing and new purchase; cancellation and expired claim remain always available to guarantee the user the possibility to regain possession of their NFTs in any circumstance;

e) Emergency functions: the owner may activate rescue functions limited to the return of assets accidentally sent to the contract (by way of example: native POL/MATIC tokens, ERC-20s not linked to active listings, NFT excess not attributable to active Listings); the contract contains a tracking mechanism (totalActiveListed) that technically prevents the owner from withdrawing NFTs relating to active Listings;

f) Irreversibility of confirmed purchases: a purchase confirmed on-chain is irreversible and non-refundable, subject to the non-derogable limits referred to in Section 5.9;

g) Gas fee borne by the user: entirely.

5.4 PoNFT (PoNFT)

The PoNFT protocol is the self-executing mechanism for the assignment of NATURA tokens to users who deposit NFTs into the smart contract, described in definitional form in Section 2.5.

Current operating parameters:

• Technical standard: ERC-1155 multi-pool;
• Dynamic pools: the owner may add and configure pools, each parameterized by: NFT smart contract, token ID, USDC value of the NFT (6 decimals), maximum supply, and status (active / removed); multiple distinct pools may correspond to the same pair (NFT contract + token ID);
• Assigned asset: NATURA token (18 decimals);
• Self-executing assignment formula: the daily quantity of NATURA assigned for each deposited NFT is calculated as (valueUSDC / 365) / NATURA_price, where valueUSDC is the USDC value of the NFT configured for the pool, and NATURA_price is the NATURA token price in USDC returned by the configured oracle (ReserveBasedOracle or UniswapV3Oracle);
• Whole-day maturation: the NATURA assignment matures for completed whole days; residual fractions of a day (hours or minutes) are discarded at each claim and the timestamp lastClaimAt is reset to block.timestamp. To optimize the quantity of NATURA assigned, the user is invited to perform the claim action at intervals of approximately 24 hours;
• Dynamic price snapshot: the cumulative assignment is recalculated at each claim at the current NATURA price returned by the oracle, and not at the historical price of the maturation days;
• Dedicated supply (“rewardSource”): the NATURA assigned is drawn from the rewardSource wallet configured in the smart contract, which must previously grant the PoNFT smart contract a sufficient spending approval; in the absence of sufficient balance or approval, the claim action fails and the user may retry later;
• minClaimPrice: parameter configurable by the owner as a minimum NATURA price threshold below which claim operations are rejected by the contract, in order to mitigate the risk of oracle manipulation. If set to 0, the threshold is disabled;
• Switchable oracle: the PoNFT contract owner may switch the reference oracle between ReserveBasedOracle and UniswapV3Oracle (and any future oracle compliant with the IPriceOracle interface) through the dedicated function;
• Independent pauses: the owner may independently suspend the functions of NFT deposit (stakingPaused), of NFT withdrawal (unstakingPaused), and of NATURA claim (claimingPaused);
• emergencyUnstake: function always available, independent of any pause, that allows the user to withdraw deposited NFTs from the contract in any circumstance; the exercise of such function entails the renunciation of any NATURA share matured and not yet claimed.

Operating characteristics of the Deposit, Claim, and Withdrawal flow:

a) Deposit (stake): the user transfers one or more NFTs to the PoNFT contract, automatically activating the opening of an accumulation position for the selected pool; an incremental deposit on a pre-existing position automatically triggers an auto-claim of the NATURA assigned up to that time (to avoid calculation ambiguity);

b) Claim: the user autonomously exercises the dedicated function (also in batch mode, up to 30 pools per call) to request the transfer to their wallet of the NATURA share assigned by the contract at the time of the call; the transfer occurs atomically from the rewardSource to the user's wallet, in accordance with the contract's self-executing logic;

c) Withdrawal (unstake): the user autonomously exercises the unstake function to regain the deposited NFTs; the withdrawal automatically incorporates the claim of the matured NATURA assigned;

d) Emergency unstake: available in any circumstance, regardless of pause status, of NATURA availability in the rewardSource, or of oracle problems. It guarantees the user the ability to always regain possession of deposited NFTs;

e) Administrative force-unstake: in limited cases (by way of example: removal of a pool and need to return the NFTs), the owner may execute a force-unstake that returns the NFTs to the user's wallet; no situations are provided in which deposited NFTs may be transferred to a subject other than the user who deposited them;

f) Irreversibility of operations: each operation confirmed on-chain is irreversible and governed by the contract's self-executing logic;

g) Gas fee borne by the user: entirely.

The user acknowledges and accepts that the actual quantity of NATURA assigned depends exclusively on the smart contract's self-executing logic and on the current NATURA price returned by the configured oracle. Summus does not warrant in any form the quantity of NATURA that will be assigned, the availability of the rewardSource, the continuity of the assignment mechanism, the stability of the oracle, the absence of malfunctions, the conservation of the value of the assigned NATURA, nor the future possibility of claim.

5.5 Natura P2P DEX (NaturaP2PDEX)

The P2P DEX functionality allows users to exchange NATURA for USDC and vice versa in peer-to-peer mode through an on-chain order book, under the self-executing escrow logic described in Section 2.6.

Current operating parameters:

• Fee model: “fee-on-output” — the fee is deducted from what each party receives, not from what they deposit;
• Total fee: 8% (symmetric), articulated as follows:
• Buyer fee: 4% of the NATURA that the buyer receives, of which 75% destined for burn (permanent destruction) and 25% destined for the dedicated supply supplyWallet that feeds the assignments of the PoNFT protocol;
• Seller fee: 4% of the USDC that the seller receives, of which 75% destined for the goldReserveWallet of the ecosystem and 25% destined for the btcReserveWallet of the ecosystem;
• Fee-lock at order: the fees are locked at the time of order creation and applied to that order until its completion or cancellation, even in the case of subsequent modifications of the current fees; modifications of the fees produce effects exclusively on orders created after the modification;
• Partial fills: supported — an order may be executed in whole or in part; the order remains active for the residual quantity;
• No fee on cancellation: the cancellation of an order returns the deposited tokens to the creator in full, without any fee applied;
• Balance-before/after pattern: the smart contract verifies balances before and after transfers as a defense against any harmful fee-on-transfer tokens (defense in depth);
• Pause: the owner may suspend the function of creating new orders and executing them (P2PPaused); cancellation remains always available, even with the DEX paused, to guarantee the user the ability to always recover deposited tokens.

Operating characteristics of the Order flow:

a) Order creation: the creator transfers the tokens that are the subject of the order to the DEX contract, where they are locked in self-executing escrow until execution or cancellation;

b) Execution: the counterparty interacts with the order by paying their quantity; the smart contract executes in a single atomic step: (i) deduction of fees from the quantities received by each party, (ii) distribution of the fee components to the destination wallets (burn + supplyWallet + goldReserveWallet + btcReserveWallet), (iii) transfer of the net to each party;

c) Cancellation: the creator may cancel the order at any time (even with the DEX paused), regaining the deposited tokens in full without any fee applied;

d) Irreversibility of executed orders: an order executed on-chain is irreversible and non-refundable, subject to the non-derogable limits referred to in Section 5.9;

e) Gas fee borne by the user: entirely.

The user acknowledges and accepts that the P2P DEX does not aggregate liquidity, does not maintain a pool, does not act as a market maker, does not offer its own quotations, but exclusively exposes a peer-to-peer order book governed by the self-executing logic of the public contract, and that every economic component of the mechanism (deflationary burn of NATURA, feeding of the PoNFT supply, feeding of the gold and BTC reserves) is entirely self-executing and outside the discretionary control of Summus.

5.6 Access to the Uniswap V3 NATURA/USDC Pool

The Platform may expose, as a mere convenience, a graphical interface for accessing the Uniswap V3 NATURA/USDC Pool described in Section 2.7, and make visible on-chain data attributable to it in the Dashboard. The Pool is third-party infrastructure, operated exclusively by the Uniswap V3 protocol under its self-executing logic, and is in no way operated, controlled, or warranted by Summus.

The user who decides to execute a NATURA/USDC exchange through the Pool — whether through the interface possibly exposed by the Platform, through third-party sites (by way of example app.uniswap.org or DEX aggregators), or through direct calls to Uniswap V3 smart contracts — acknowledges and accepts that:

a) the exchange is governed by the self-executing logic of the Uniswap V3 protocol and of the Pool, over which Summus exercises no control;

b) the executable price may differ significantly from the price returned by the UniswapV3Oracle oracle or displayed by the Dashboard, depending on market slippage, available liquidity in the Pool, order size, network operating conditions, and MEV attacks (sandwich, front-running, back-running);

c) the NATURA token is subject to the NaturaToken contract's fee-on-transfer dynamic described in Section 2.7, which is automatically activated on exchanges involving the Pool and applies a total fee composed of components of burn (2.5%–7%), recycle (1%–3%, for the benefit of the supplyWallet PoNFT), gold reserve (2.5%–7%), BTC reserve (1%–3%), and LP (1% fixed, for the benefit of the LPFeeRewards feeding wallet). The fee is applied exclusively by the NaturaToken smart contract, is entirely outside the control of the Pool, of Uniswap Labs, and of any third-party front-end, and is added to the Uniswap V3 Pool fee;

d) the Uniswap V3 Pool fee (tier set at the time of Pool creation, commonly 0.3% or 1%) is applied by the Uniswap V3 protocol under its own logic;

e) add liquidity / remove liquidity operations in the Pool are subject to the same risks of impermanent loss, of slippage, and of price manipulation typical of concentrated-liquidity AMM protocols, for which the user is entirely responsible;

f) Summus assumes no responsibility for the economic, technical, legal, or tax consequences of exchanges executed by the user on the Uniswap V3 Pool.

5.7 LPFeeRewards (LPFeeRewards)

The LPFeeRewards contract is an epoch-based mechanism that assigns NATURA to users holding NFTs belonging to qualifying collections, with typically monthly cadence, fed by the LP fee component (1%) paid by the NaturaToken smart contract on exchanges involving whitelisted DEX pools (by way of example: the Uniswap V3 NATURA/USDC Pool).

Current operating parameters:

• Periodicity: epoch-based; the owner's deposit of NATURA into the contract opens a new epoch and closes the previous one;
• Qualifying collections: subset of integrated NFT collections, each with a weight (weightUSDC) configured by the owner. The qualifying collections, their weights, and parameters are publicly verifiable on-chain at any time and are subject to changes by the owner;
• Calculation of the assignment: proportional to the product mintedSupply × weightUSDC of each qualifying collection, on an epoch basis;
• Anti-flashloan protection model: requires at least one block to elapse between the request operation and the completion operation;
• Owner batch approval: the user's request is in Pending status until the owner executes a batch approval (operation governed by a 3/5 multisig), making it Approved;
• User claim: once in Approved status, the user may execute the claim function to receive the assigned quantity of NATURA;
• Expiry: a request not claimed by the closure of the following epoch may expire (Expired);
• Pause: the owner may suspend the contract's functions in case of emergency.

Operating characteristics:

a) the mechanism presupposes periodic administrative activity by Summus (epoch deposit, approval of requests); Summus assumes no contractual obligation to keep active, to fund with NATURA, or to approve requests, and reserves the right to suspend, modify, or terminate the mechanism at any time;

b) the user acknowledges and accepts that the quantity of NATURA distributed depends exclusively on the 1% LP fees actually accumulated in the epoch, on the exchange activity in the whitelisted DEX pools, and on the actual deposit by the owner;

c) Summus does not warrant the frequency of epochs, the size of deposits, the approval of requests, the timing of approval, the value of the NATURA distributed, nor the continuity of the mechanism;

d) the NFTs required for the request phase are returned to the user as part of the completion phase; between the two operations the NFTs are temporarily locked in the contract under its self-executing logic.

5.8 Dashboard and Oracles

The Dashboard, as defined in Section 2.8, is an informational functionality that presents on-chain data in visual form. The Dashboard:

a) does not involve any interaction with smart contracts by the user, except where necessary for data aggregation;

b) does not require any payment by the user, except for any network costs in case of signed on-chain calls;

c) does not constitute investment recommendation, operational signal, financial advice, or contractual undertaking of any nature;

d) may present deviations from the current state of the blockchain due to RPC node latency, block reorganizations, indexing delays, oracle calculation errors, market manipulation, MEV attacks, or technical causes;

e) the oracle readings (ReserveBasedOracle and UniswapV3Oracle) and the prices displayed are mere reference estimates, and do not necessarily correspond to the price executable on liquidity pools, on the P2P DEX, or on other markets.

The user acknowledges and accepts that Summus does not warrant the accuracy, completeness, timeliness, continuity, or availability of the data displayed by the Dashboard, and that no claim may be raised against Summus for any operational decisions taken on the basis of such data.

5.9 Refund Policy and Future Products

5.9.1 No General Right of Withdrawal — Refund Policy

The user acknowledges and accepts that, under the laws of the State of Wyoming, United States of America and the U.S. federal laws applicable to these Terms, and in consideration of the nature of immediate-execution, irreversible, and self-executing digital content of the operations performed via the smart contracts referred to in Section 2.10, no general right of withdrawal, reconsideration, cooling-off, or unilateral cancellation is granted to the user for operations confirmed on-chain. NO RIGHT TO REFUND IS GRANTED TO THE USER for any operation of mint, purchase on the Marketplace, execution of an order on the P2P DEX, exchange on the Uniswap V3 Pool, deposit or claim on the PoNFT protocol, participation in the LPFeeRewards mechanism, nor for any other operation confirmed on-chain, subject to any non-derogable rights granted to the user under the law applicable on a mandatory basis in their jurisdiction of residence.

For matters concerning U.S. federal law, for clarity it is specified that the limited FTC Cooling-Off Rule (16 CFR Part 429) does not apply either to online purchases, to digital content, or to operations distributed via smart contract through the Platform. The Wyoming Consumer Protection Act (Wyo. Stat. § 40-12-101 et seq.) applies to the extent mandatorily applicable.

Nothing in this Section shall be construed as a waiver by the user of non-derogable consumer protection rights granted by the law applicable on a mandatory basis in their jurisdiction of residence; such rights apply exclusively within the scope, duration, and conditions set forth by such mandatory laws, with no extension whatsoever.

5.9.2 Future Products and Functionalities

Summus reserves the right, at its sole discretion, to integrate into the Platform new smart contracts, new NFT collections, new exchange protocols, new distribution protocols, new oracles, new pools, and new third-party infrastructures at any time, as provided in Sections 2.10 and 4.5. Each new functionality will be accessible from the Platform and made publicly verifiable on-chain through the addresses of the relevant contracts published on the Site; such new functionalities will be governed, in the user-Summus relationship, by these Terms, subject to any additional product-specific T&Cs that Summus may publish in case of functionalities that require a dedicated discipline.

5.9.3 Conflict between these Terms and product-specific T&Cs

In case of conflict between these Terms and any product-specific T&Cs for a Product or functionality (for example, future terms of use published for a new NFT collection with particular utilities, or for a new integrated protocol), these Terms shall prevail for all aspects relating to the user-Summus relationship, without prejudice to the effectiveness of the specific clauses of the Product in relation to technical-operational aspects of the Product itself not regulated by these Terms.

6. TRANSACTION AND PAYMENT MANAGEMENT

6.1 On-chain Nature and Irreversibility

All operations executable through the Platform — including, by way of example and without limitation: mint of NFTs, listing on the Marketplace, purchase and sale of NFTs, cancellation of listings, deposit and withdrawal in the PoNFT protocol, claim of NATURA, creation, execution and cancellation of orders on the P2P DEX, exchanges on the Uniswap V3 Pool, requests and claims on LPFeeRewards, transfers of tokens and NFTs, spending approvals (approve), revocations of approval — are on-chain blockchain transactions autonomously signed by the user through their Self-Custodial Wallet, transmitted to the Polygon PoS network, and executed under the self-executing logic of the destination smart contracts.

The user acknowledges and accepts that each transaction, once confirmed on the blockchain:

a) is irreversible, final, and not cancellable, and cannot be modified, suspended, withdrawn, recalculated, offset, reversed, refunded, replicated, or inverted by Summus, by the user, by the operator of the destination smart contract, or by any authority or third party;

b) produces the effects exclusively provided by the self-executing logic of the destination smart contract and by the parameters of such contract in force at the time of signing the transaction;

c) is not subject to suitability, appropriateness, anti-money-laundering, or compliance checks by Summus prior to execution, the execution being governed exclusively by the public smart contract;

d) may fail (revert) for technical, network, or contract reasons or by the user's choice (by way of example: insufficient gas, slippage higher than what the user set, expired deadline, contract rejection condition, modification of Marketplace or P2P DEX conditions prior to confirmation) — in case of failure, the gas fee costs incurred for the attempt remain in any case borne by the user.

The user is invited to carefully verify the parameters of each transaction (amounts, slippage, deadline, destination address, price, USDC value, calldata of the call) before signing, and acknowledges that the signature constitutes a binding and irrevocable expression of consent to the execution of the transaction under the self-executing logic of the contract.

6.2 Gas Fees and Network Costs

All on-chain operations entail the payment of gas fees to the Polygon PoS network, calculated at the time of execution based on the computational complexity of the transaction, the current gas price, and the network's congestion conditions.

The user acknowledges and accepts that:

a) gas fees are entirely borne by the user, paid in the native POL token (Polygon Ecosystem Token) or equivalent native token accepted by the Polygon network, from their Self-Custodial Wallet, regardless of the outcome (success or failure) of the transaction;

b) gas fees are not collected by Summus, but are entirely paid to the validators of the Polygon network that execute and confirm the transaction;

c) Summus does not refund in any form the gas fees incurred by the user, in any circumstance, including cases of transaction failure, user error, bug in the Site or in the smart contracts, network interruption, or force majeure;

d) the gas price may increase significantly in moments of network congestion or on the occasion of market events; Summus does not warrant in any form the stability, predictability, or convenience of gas costs;

e) the Platform may display indicative estimates of gas costs to assist the user, but such estimates are neither guaranteed nor binding, and the actual cost is the one determined by the network at the time of execution.

6.3 Payment Methods

Payments for the mint of NFTs, purchases on the Marketplace, and exchanges on the P2P DEX are made exclusively in payment tokens accepted by the relevant smart contracts, as provided in Section 2.11:

• USDC (0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359) — for mint, Marketplace, P2P DEX;
• NATURA (0x9e522eaa86cAD1762e7c706ECf6E542e3c3cdB72) — for the Marketplace, the P2P DEX, and as the assignment asset of the PoNFT protocol;
• any additional tokens (by way of example: USDT, 0xc2132D05D31c914a87C6611C10748AEb04B58e8F) where activated by the relevant smart contracts.

The user acknowledges and accepts that:

a) no payments in fiat currency (euro, U.S. dollar, other legal tender currencies) are accepted, either through payment processors (credit card, bank transfer, PayPal, Stripe, or equivalents), nor in any other form different from the payment tokens indicated above;

b) the procurement of payment tokens (USDC, NATURA, USDT, POL, and others) occurs exclusively at the user's expense and responsibility, through centralized exchanges, decentralized exchanges, liquidity pools, peer-to-peer, faucets, or other third-party sources, to whose terms of use, costs, regulatory compliance, and risks the user is fully exposed;

c) the user is entirely responsible for choosing the correct payment token, the amount, the network (Polygon PoS — Chain ID 137), and the contract address of the token: sending wrong tokens, on the wrong network, to the wrong address, or for the wrong amount may result in the definitive and unrecoverable loss of the tokens, for which Summus is in no way responsible;

d) the NaturaToken smart contract applies a fee-on-transfer dynamic on exchanges involving whitelisted DEX pools, under Section 2.7; in direct wallet-to-wallet transfers (peer-to-peer) and in operations with subjects declared “fee-exempt” in the contract, such fee does not apply. The user is responsible for the prior verification of the applicability of the fee to each transfer;

e) payments made through smart contracts are atomically settled by the contract's logic: no deferred partial payments, installment plans, or escrow custodially managed by Summus are possible, nor any other methods different from those provided by the destination smart contract.

6.4 Absence of Refunds

The discipline of the No Refund Policy referred to in Section 5.9.1 is recalled in full, and applies on a cross-cutting basis to all operations executed through the Platform. By way of non-exhaustive summary:

a) no refund is provided, technically possible, or legally enforceable for operations confirmed on-chain, subject to non-derogable rights granted to the user under mandatorily applicable law in their jurisdiction of residence;

b) no refund is provided for gas fees incurred, even in case of transaction failure;

c) no refund is provided for assets lost due to sending to the wrong address, on the wrong network, in the wrong amount, due to compromise of the user's Wallet, signing of harmful transactions, phishing, scam, loss or compromise of the seed phrase or private keys;

d) no refund is provided for economic losses arising from price fluctuations, slippage, MEV attacks, impermanent loss, market illiquidity, stablecoin depeg, or other market causes;

e) no refund is provided for unavailability of the Site, Platform functionalities, ecosystem smart contracts, or Third-Party Services.

6.5 User's Tax Responsibility

The user is the sole and exclusive responsible party for determining whether, to what extent, and in what manner their operations executed through the Platform (mint, purchase, sale, exchange, claim, deposit, withdrawal, receipt of NATURA, receipt of NFTs, capital gains, capital losses, intercompany transactions, donations, inheritances) generate tax consequences in their jurisdiction of residence, in any jurisdiction from which they operate, and in any jurisdiction to which they are otherwise subject.

In particular, the user is solely responsible for:

a) the tax qualification of operations executed and assets held (by way of example: capital gain, miscellaneous income, financial activity income, business income, VAT, substitute taxes on crypto-assets, stamp duties, registration taxes);

b) the calculation, declaration, payment, and reporting of all taxes, contributions, surcharges, and duties owed, to the relevant tax authorities, within the deadlines provided by applicable law;

c) the tax monitoring obligations (by way of example, for Italian residents: form RW of the income tax return, IVAFE, substitute tax on crypto-asset capital gains, optional administered or managed savings regime where applicable);

d) the international reporting obligations (by way of example: FATCA, CRS, DAC8 within the EU, and analogous reporting regimes in other jurisdictions);

e) the consultation of their own independent tax advisors, where necessary, before undertaking any operation through the Platform.

Summus does not apply any withholding tax or source tax on NATURA assignments, NFT sales, royalties, or any other flow executed through the smart contracts, does not issue tax certifications, does not act as a withholding agent under any discipline, and assumes no responsibility for the user's tax obligations. Users residing in the United States of America acknowledge that, upon request of Summus or competent authorities, they may be required to provide U.S. tax forms (by way of example: W-9 or W-8BEN); failure to comply may result in the application of the measures referred to in Section 3.4.

7. USER RESPONSIBILITY AND PROHIBITED CONDUCT

7.1 General Compliance Obligation

The user undertakes to use the Platform — and to interact with the smart contracts referred to in Section 2.10 and with the integrated third-party infrastructures — in full compliance with all laws, regulations, sectoral regulations, decisions of competent authorities, and judicial orders applicable in their jurisdiction of residence, in the jurisdiction from which they operate, in the jurisdiction of the recipient of any operations, and in any other jurisdiction to which they are subject, including — by way of example and without limitation — the regulations on financial services, crypto-assets, financial markets, anti-money laundering (AML), countering the financing of terrorism (CFT), international sanctions, personal data protection, consumer protection, advertising and competition, intellectual property, and taxation.

The user acknowledges and accepts that Summus does not perform any monitoring, validation, suitability test, appropriateness, anti-money-laundering, or supervisory function over the user's activity, and that compliance with applicable laws is the user's sole responsibility, in accordance with Sections 3.3, 4.2, and 6.5.

7.2 Categories of Expressly Prohibited Conduct

The user undertakes not to engage in, attempt to engage in, or facilitate in any form any of the following categories of conduct through the Platform or through the interaction with the ecosystem's smart contracts or with the integrated third-party infrastructures. The list is illustrative and not exhaustive: any other activity attributable, even by analogy, to the categories described below or otherwise unlawful under applicable law falls within the notion of prohibited conduct.

7.2.1 Intellectual Property Infringement

Activities that violate copyrights, trademarks, service marks, patents, trade secrets, image rights, name rights, moral rights of authorship, privacy rights, or other proprietary rights of Summus, of other users, or of third parties, including: minting of NFTs that incorporate content covered by copyright of others without authorization; commercialization of NFTs that reproduce trademarks of others without title; unauthorized use of trademarks, logos, graphics, visual identity, or commercial name of Terramater or Summus.

7.2.2 Cyber Attacks and Technical Abuse

Activities aimed at interfering with, compromising, damaging, or testing without authorization the integrity, security, confidentiality, or proper functioning of any computer, server, network, personal device, smart contract, or information technology system in any form attributable to the Platform, the ecosystem's smart contracts, or third parties, including: dissemination of viruses, malware, ransomware, trojans, worms, keyloggers; denial-of-service (DoS) and distributed denial-of-service (DDoS) attacks; code injection, cross-site scripting (XSS), SQL injection, server-side request forgery (SSRF); unauthorized vulnerability probing (vulnerability scanning, fuzzing, exploit research) conducted outside a publicly authorized bug bounty program of Summus.

7.2.3 Fraud, Misrepresentation and Identity Abuse

Activities aimed at misleading, defrauding, or unfairly obtaining advantage to the detriment of Summus, of other users, or of third parties, including: provision of false, inaccurate, or misleading information in any interaction with the Platform; impersonation of Summus, of its representatives, of other users, or of third parties; creation of social channels, accounts, Telegram/Discord groups, websites, applications, or materials that may suggest a non-existent affiliation, sponsorship, or authorization by Summus; phishing, scam, or social engineering directed against other users of the ecosystem; use of the Platform for purposes of money laundering, terrorism financing, tax evasion, or evasion of international sanctions.

7.2.4 Market Manipulation

Activities that violate applicable market integrity and market abuse regulations (by way of example: Regulation (EU) 596/2014 — Market Abuse Regulation and Legislative Decree of February 24, 1998 No. 58 for Italy; Securities Exchange Act of 1934 and CFTC Act for the United States) applied by analogy to the crypto context, including: rug pulls and exit scams; pump and dump; wash trading (execution of orders with oneself or with colluding subjects to create the appearance of liquidity or volume); spoofing and layering; front-running and MEV attacks (sandwich attack, back-running) carried out in a predatory manner; oracle manipulation through targeted operations to swing the price reported by the oracle to gain advantage from self-executing mechanisms that depend on it; the dissemination of false or misleading information aimed at influencing the price of NATURA, the value of NFTs, or the decisions of other users.

7.2.5 Violations Concerning Financial Instruments, Crypto-assets and Derivatives

Activities that violate applicable regulations concerning the issuance, public offering, admission to trading, intermediation, collective management, or advisory services in relation to financial instruments, crypto-assets, derivative contracts, insurance products, or pension products (by way of example: Regulation (EU) 2023/1114 — MiCA; Regulation (EU) 2017/1129 — Prospectus; Directive 2014/65/EU — MiFID II; Securities Act of 1933 and Securities Exchange Act of 1934; Commodity Exchange Act; FCA Handbook; additional sectoral regulations applicable in the user's jurisdiction).

7.2.6 Purchase or Transfer of Assets of Unlawful Origin

Purchase, sale, transfer, mint, listing, or holding of NFTs, tokens, or other assets of stolen, unlawful, fraudulent origin, or obtained without title, including NFTs acquired as a result of phishing, scam, smart contract exploits, compromise of others' wallets, money laundering, or terrorism financing.

7.2.7 Data Mining, Scraping and Unauthorized Automated Access

Data mining, scraping, harvesting, mass indexing, automated archiving, database replication, or mass programmatic access activities to the Platform's content or data displayed by the Site outside the APIs possibly published by Summus and their terms of use, including: use of robots, spiders, scrapers, headless browsers, automation frameworks, or other data extraction technologies or automatic interaction with the interface.

7.2.8 Violation of International Sanctions

Any activity aimed at violating, evading, circumventing, or facilitating the violation of international sanctions issued by OFAC, the EU, the UN, the United Kingdom, Canada, Australia, or other competent authorities, including: use of mixers, tumblers, coin joins, privacy chains, cross-chain bridges, or other obfuscation techniques aimed at moving assets of sanctioned origin; interaction with wallets or smart contracts known to be sanctioned (by way of example: addresses on the OFAC SDN list); provision of liquidity, services, or assets to subjects residing in the Restricted Territories referred to in Section 3.2.

7.2.9 Unlawful or Harmful Content

Uploading, inputting, sharing, or promoting through the Platform (including the metadata of minted NFTs or the images uploaded via IPFS metadata attributable to the Platform) of unlawful, defamatory, obscene, pornographic, child-pornographic, violent, terrorist, discriminatory, racist, sexist, offensive content, content harmful to the privacy of others, to the reputation or honor of others, or otherwise contrary to applicable laws.

7.2.10 Any Other Unlawful Conduct

Any other activity that violates any law, regulation, decision of a competent authority, or judicial order applicable in the user's jurisdiction, in that from which they operate, or in any other jurisdiction to which they are subject.

7.3 "Unsolicited" Nature of the User's Operations

The user expressly acknowledges and accepts that:

a) all transactions signed by the user through their Self-Custodial Wallet are “unsolicited” transactions (not solicited), initiated and decided exclusively by the user, on the basis of their own independent operational, economic, technical, tax, and legal assessments;

b) Summus has not solicited, recommended, suggested, induced, incentivized, advised, or counseled any mint, purchase, sale, deposit, claim, exchange, listing, participation, or other activity executed through the Platform;

c) Summus performs no suitability, appropriateness, financial sustainability, experience, market knowledge, or risk tolerance check of the user prior to the execution of any transaction;

d) the content published on the Site, in the informational areas, in the Dashboard, in tooltips, in FAQs, in blogs, in social channels, or in official materials is provided for informational and transparency purposes only, and does not constitute recommendation, investment research, financial analysis, tax or legal advice, or operational incentive;

e) the user is entirely responsible for the economic, technical, tax, and legal outcome of each operation of theirs, and releases Summus from any claim based on the outcome of such operations.

7.4 Consequences of Violations

In case of violation, suspected violation, or reasonable risk of violation of one or more of the provisions of this Section 7, or in case of a reasoned request from a competent authority, Summus may adopt, at its sole discretion and according to the procedures described in Section 3.4, one or more of the following measures:

a) immediately and without notice block access to the front-end of the Site to the wallet, IP address, device fingerprint, or subject involved, on a temporary or permanent basis;

b) deny visual display of NFTs, listings, orders, transactions, or activities attributable to the subject in violation (by way of example: removal of NFTs from galleries, obscuring of listings on the Marketplace, exclusion of orders from the order book displayed by the Site), it being understood that, due to the non-custodial and permissionless nature of the smart contracts, such exclusion operates only on Summus's front-end and does not affect the on-chain presence of the assets nor their accessibility through third-party front-ends;

c) remove from the Marketplace whitelist the NFT smart contracts that prove to be systematic vehicles of violations;

d) deny support referred to in Section 14 to the subject in violation;

e) report the violation to competent authorities (by way of example: OFAC, FinCEN, FCA, ESMA, national judicial authorities, national anti-money laundering authorities, data protection authorities);

f) undertake any legal action deemed appropriate for the protection of its rights, the rights of its users, and compliance with its regulatory obligations.

The adoption of one or more of the above measures does not in any form constitute a waiver of the exercise of further remedies provided by these Terms or by applicable law. Any legal, civil, criminal, administrative, tax, or financial consequence of the violations remains entirely and exclusively borne by the user in violation, who hereby undertakes to indemnify and hold Summus harmless under the indemnification clause referred to in Section 11.7.

The user acknowledges and accepts that, due to the non-custodial and permissionless nature of the smart contracts of the ecosystem, Summus has no technical power to block, seize, freeze, transfer, return, modify, or cancel assets held in the user's Wallet or subject to operations already confirmed on-chain; the measures adoptable by Summus operate exclusively on the level of the front-end, the informational relationship with the user, the reporting to authorities, and legal action.

8. WALLET AND KEYS: USER'S SOLE RESPONSIBILITY

8.1 Non-custodial Nature of the Relationship

The discipline referred to in Sections 1.3.d, 2.9, 2.14, 4.1, 4.3, and 5 is recalled in full. The user expressly acknowledges, confirms, and accepts that:

a) Summus operates exclusively in non-custodial, non-intermediated, and non-discretionary mode;

b) Summus does NOT hold, does NOT manage, does NOT control, does NOT have access to, and does NOT have any technical possibility of intervention on the private keys, the seed phrase, the recovery mnemonic, the passcodes, the passwords, the biometric credentials, the hardware keys, the session tokens, or any other signing or access credential of the user's Self-Custodial Wallet;

c) Summus does NOT hold, does NOT manage, does NOT control, does NOT have access to, and does NOT have any technical possibility of intervention on the NFTs, NATURA, USDC, USDT, POL tokens, and any other on-chain asset held in the user's Self-Custodial Wallet or subject to operations already confirmed on-chain;

d) every operation that produces effects on the user's Self-Custodial Wallet or on the assets contained therein is executed exclusively on the basis of a signature generated by the user with their own private keys, on a transaction submitted by the user to the Polygon network through their Wallet, and executed autonomously by the destination smart contracts and the network's validators.

8.2 Security of the Self-Custodial Wallet and Seed Phrase

The user is the sole, exclusive, and irrevocable responsible party for the security, custody, confidentiality, and availability of:

a) the seed phrase (recovery mnemonic phrase) of their Self-Custodial Wallet;

b) the private keys of the Wallet, including any that have been exported, derived, imported, shared between devices, or stored in any form;

c) any password, PIN, passcode, biometric code, hardware key, security key (FIDO/WebAuthn), session token, multi-factor authentication token, or other credential that controls access to the Wallet or signing of transactions;

d) the devices (computers, smartphones, tablets, hardware wallets, cold storage) on which the Wallet is installed, configured, or accessible;

e) the backups of the seed phrase, however made and wherever stored.

The user undertakes in particular to:

(i)) not reveal the seed phrase, private keys, passwords, or other credentials to any subject, including representatives, employees, collaborators, or official channels of Summus or its affiliates — Summus will never ask the user, under any circumstance, to communicate the seed phrase, private keys, or Wallet credentials;

(ii)) not enter the seed phrase, private keys, or Wallet credentials in websites, applications, forms, chats, emails, or unauthorized channels;

(iii)) store the seed phrase in a secure form, in multiple encrypted or offline copies, in separated and physically protected locations, avoiding saving in unencrypted cloud, in emails, in code repositories, or in chats;

(iv)) use secure, updated devices, equipped with appropriate protection measures (antivirus, anti-malware, firewall, protected access), and in particular adopt quality hardware wallets for significant amounts;

(v)) verify the authenticity of the official Site terramaternfts.com and of Summus's official channels before connecting their Wallet or signing any transaction, paying the utmost attention to typosquatting, DNS hijacking, phishing, fake URL, and clone sites;

(vi)) not share access to their Wallet with other subjects, nor operate through wallets shared with third parties, except for the conscious use of multisignature wallets under their self-executing logic.

8.3 Phishing, Scam, Social Engineering and Signing of Harmful Transactions

The user acknowledges and accepts that the crypto ecosystem is at high risk of phishing attacks, scams, social engineering, malware, drainer wallets, malicious smart contracts, fake airdrops, fake mints, fake rewards and deception techniques aimed at inducing the user to sign transactions that transfer their assets to unauthorized third parties. In particular, the user acknowledges that:

a) the signing of a transaction or of an off-chain message (by way of example: EIP-191 messages, EIP-712, signTypedData, permit, ERC-2612, gasless transactions, meta-transactions) may authorize the transfer, use, or pledge of their assets even outside the Platform and independently of Summus;

b) the signing of an approval (approve, setApprovalForAll) grants a third-party smart contract the right to transfer their tokens or NFTs without further signature by the user; the user is responsible for the correct evaluation, management, and revocation of their approvals;

c) malicious third-party smart contracts may contain logic that drains the user's assets upon interaction, even in the apparent absence of explicit transfer;

d) drainer wallets integrated in clone sites may present apparently innocuous signing requests (by way of example: “claim”, “verify”, “connect”, “approve”) that actually authorize the total transfer of the user's assets;

e) emails, private messages, support chats on Telegram/Discord/Twitter, fake “support” profiles, fake airdrop announcements that request Wallet connection, entry of the seed phrase, payment of “gas in advance”, or signing of transactions are in the vast majority of cases scam attempts: Summus never asks the user any of these operations through unofficial channels.

The user undertakes to autonomously verify, before signing any transaction or message:

(i)) the destination smart contract address and the correspondence with the addresses published in Section 2.10 or with those officially published on the Site;

(ii)) the transaction calldata, the method invoked, and the parameters transmitted, decoding them where necessary;

(iii)) the economic effects of the transaction (amounts transferred, approvals granted, counterparties received), using if possible the “transaction simulation” and “wallet warning” functions offered by their Wallet provider;

(iv)) the legitimacy of the web page from which the signing request is generated, the full URL (including the base domain), the presence of a valid HTTPS certificate, the absence of suspicious redirects.

8.4 Compromise, Loss, and Impossibility of Recovery

The user acknowledges and accepts that:

a) the loss, forgetting, destruction, deterioration, theft, inaccessibility, or compromise of the seed phrase, private keys, or Wallet access credentials entails the definitive, irreversible, and unrecoverable loss of access to the Wallet and to all assets contained therein, including NFTs, NATURA, USDC, USDT, POL, and any other on-chain asset;

b) the compromise of the Wallet (by way of example: as a result of scam, phishing, malware, social engineering, theft of the device, unauthorized access by third parties, sharing of the seed phrase with a disloyal person) entails the uncontrolled and irreversible transfer of assets to unauthorized third parties, without any possibility of recovery, reverse, blocking, or return by Summus, the Polygon network, or any authority;

c) Summus has NO technical possibility to:

• recover lost or compromised seed phrases, private keys, or credentials;
• generate substitute seed phrases, private keys, or credentials for an existing Wallet;
• block, freeze, seize, transfer, or reverse transactions executed from or to a Wallet, even if compromised;
• recover, refund, return, or reconstitute assets transferred from the user's Wallet, even if transferred as a result of scam, phishing, or compromise;
• intervene on the outcome of operations signed by the user, even if signed as a result of error, deception, or compromise;

d) any emergency unstake, listing cancellation, order cancellation, or force-cancel functions described in Section 5 operate exclusively within the self-executing logic of the ecosystem's smart contracts and do not in any way constitute a recovery or restitution mechanism for assets transferred outside such smart contracts or transferred as a result of Wallet compromise;

e) Summus does not respond in any form for damages, losses, lost profits, or consequences of any nature arising from Wallet compromise, loss of the seed phrase, signing of harmful transactions, interaction with malicious third-party smart contracts, or any other circumstance attributable to the custody of the Wallet, seed phrase, private keys, or credentials by the user.

8.5 Relationship with the Wallet Provider

The use of the Self-Custodial Wallet is governed exclusively by the terms of use, privacy policy, and operating conditions of the Wallet provider chosen by the user (by way of example: MetaMask, WalletConnect, Trust Wallet, Coinbase Wallet, Rabby, Ledger, Trezor, or other compatible provider). Summus:

a) is not a party to the contractual relationship between the user and the Wallet provider, and assumes no obligation, warranty, or liability in relation to such relationship;

b) does not warrant the compatibility, availability, security, correctness, updating, continuity, or reliability of any specific Wallet provider;

c) does not respond in any form for malfunctions, bugs, vulnerabilities, exploits, service interruptions, unilateral policy changes, commercial decisions, or cessation of activity of the Wallet provider, nor for the consequences that may arise therefrom for the user;

d) does not respond for the use that the Wallet provider makes of the user's data, of usage telemetry, or of any other processing by the Wallet provider, in relation to which only the privacy policy of the same provider applies.

The user is invited to read and understand the terms of use and privacy policy of their Wallet provider before connecting the Wallet to the Platform and to periodically verify updates.

9. INTELLECTUAL PROPERTY

9.1 Summus and Terramater Intellectual Property

All intellectual property and industrial property rights relating to the Platform, to the Site terramaternfts.com, to its graphical interface, to the front-end code, to the indexing and back-end architecture managed by Summus, to the APIs, to the analytics systems, to the documentation, to the trademarks, to the logos, to the trade names, to the domain names, to the claims, to the texts, to the images, to the illustrations, to the animations, to the audio and video content, to the “look and feel”, to the design, and to any other distinctive element of the Platform (collectively, the “Summus Intellectual Property”) are and remain the exclusive property of SUMMUS WORLD LLC or its licensors, and are protected by U.S. and international laws on intellectual property, trademarks, trade secrets, patents, and copyrights.

By way of example and without limitation, the following names and trademarks constitute Summus Intellectual Property: “Summus”, “Summus World”, “Terramater”, “TerraMater”, “TM”, “SUMMUS Social Trading”, “SST”, “Natura Pool”, “NP”, “NATURA”, “Natura Token”, “PoNFT”, “Natura P2P DEX”, “UnifiedNFT”, “UnifiedMarketplace”, as well as any logo, monogram, claim, or pictogram associated with them.

For the smart contracts of the ecosystem referred to in Section 2.10, it is specified that the related source code is released under the open source MIT License, as indicated in the SPDX header of each contract. The release of the code under the MIT License does not entail any implied license or assignment of rights on Summus Intellectual Property other than the code of the released contract, in particular does not entail any license on trademarks, logos, brand, graphics, the Site, the art of NFT collections, APIs, or any other component not strictly attributable to the code of the contract itself.

9.2 Limited License to Use the Platform

Subject to the full, continuous, and uninterrupted observance of these Terms, Summus grants the user a personal, limited, non-exclusive, non-sub-licensable, non-transferable, revocable at any time, and free license to:

a) access the Site terramaternfts.com, navigate it, and view its content for personal and non-commercial purposes strictly related to the legitimate use of the Platform;

b) use the graphical interface to connect their Self-Custodial Wallet, sign transactions, and interact with the ecosystem's smart contracts as provided in Section 5;

c) consult the informational data displayed by the Dashboard and by the informational areas of the Site, for personal consultation purposes.

The above license does not in any form authorize the user to copy, reproduce, modify, distribute, communicate to the public, make available to the public, publish, sell, sublicense, transfer, display, perform, lease, rent, lend, decompile, disassemble, subject to reverse engineering, create derivative works, integrate into other products or services, or use for commercial purposes, any component of Summus Intellectual Property, except as expressly authorized by these Terms or permitted by mandatory law.

The license is automatically and immediately revoked in case of violation, even merely suspected, of these Terms, or at Summus's discretion, with or without notice, for any reason or without reason.

9.3 Intellectual Property of NFTs Purchased by the User

The user who mints an NFT directly from the UnifiedNFT smart contract or who purchases an NFT on the Marketplace exclusively acquires:

a) the ownership of the non-fungible token on the Polygon PoS blockchain, as recorded in the issuance smart contract and as evidenced by possession of the private keys of the Wallet to which the token is associated;

b) the right to transfer, sell, exchange, deposit, list for sale the token through the ecosystem's smart contracts, under their self-executing logic and these Terms;

c) a personal, non-exclusive, non-sub-licensable, non-transferable (separately from the token), free, revocable license, limited to non-commercial use of the graphic, audio, or multimedia work (“Multimedia Asset”) associated with the NFT at the time of issuance, for the exclusive purposes of: (i) personal display and enjoyment; (ii) display in galleries, portfolios, personal social profiles of the user, for purposes of mere personal enjoyment of their status as holder; (iii) personal sharing on their social channels for non-commercial purposes.

The purchase or mint of an NFT, except as expressly and in writing differently indicated in product-specific T&Cs adopted by Summus for a particular collection, DOES NOT grant the user:

(i)) ownership of or assignment of rights of copyright, trademarks, patents, trade secrets, or other intellectual property rights on the Multimedia Asset or on its constituent elements;

(ii)) the right to commercially exploit the Multimedia Asset, including reproduction, modification, distribution, creation of derivative works, printing, commercialization of physical or digital products, use in marketing or branding activities, use within video games, metaverses, audiovisual products, or other collective works;

(iii)) the right to remove, obscure, modify, or replace copyright notices, trademarks, attributes, or metadata associated with the Multimedia Asset;

(iv)) the right to register in their own name the trademark, brand, or denomination of the Multimedia Asset or of the graphic elements associated with it.

Use of the Multimedia Asset exceeding the above limits is expressly prohibited and may be subject to protection actions by Summus or by the rights holders.

In case of transfer of the token to a new holder (by way of example: sale on the Marketplace, peer-to-peer transfer, donation, inheritance), the license to use the Multimedia Asset is automatically transferred to the new holder with the automatic cessation of the license held by the previous holder.

9.4 Official Materials of the Platform

The official materials published by Summus on the Site or on the official channels (by way of example: descriptive texts, banners, collection images, brochures, FAQs, video tutorials, presentations, blog articles) are Summus Intellectual Property.

The user may share links to official materials, cite them for personal and non-commercial information purposes, and reproduce brief and functional excerpts within the scope of rights of news reporting, criticism, or discussion, in compliance with the exceptions provided by applicable law. It is instead expressly prohibited to:

a) reproduce, modify, crop, subtitle, or repurpose official materials out of context in a way that alters their meaning or misleads the public;

b) generate through artificial intelligence tools (text, images, video, audio, deepfake) content that simulates communications, statements, or testimonials of Summus, its representatives, or subjects connected to the Platform;

c) create social accounts, Telegram/Discord groups, messaging channels, websites, apps, or materials that may suggest a non-existent affiliation, sponsorship, or authorization by Summus;

d) use official materials, even in small part, for commercial, promotional, marketing, branding, or resale purposes.

9.5 Open Source Smart Contracts and Community Contributions

The source code of the ecosystem's smart contracts is released under the MIT License. The MIT License permits in particular:

a) the reading, analysis, and auditing of the code by anyone, also for security, academic research, or study purposes;

b) the forking, copying, modification, redistribution of the code in compliance with the MIT conditions (specifically: maintenance of the copyright notice and warranty disclaimer);

c) the integration of the code into other projects, including commercial ones, always in compliance with the MIT conditions.

The use of the code under the MIT License does not imply any authorization to use trademarks, logos, denominations, or brands of Summus, nor does it confer any title to present oneself as affiliated or official with respect to Summus or the NATURA ecosystem. Any forks of the code must be clearly distinguishable, may not use names or distinctive signs that generate confusion, and are in no way attributable to Summus.

9.6 Intellectual Property Removal Procedure (Notice & Takedown)

Although the Platform operates as a mere non-custodial graphical interface to permissionless public smart contracts, Summus undertakes to examine with due diligence any reports of intellectual property right violations relating to content displayed on the front-end of the Site terramaternfts.com (by way of example: NFT images, metadata, descriptions of indexed collections).

Any reports must be sent via email to legal@summus.life with subject “IP Takedown Notice — Terramater”, and must include:

a) the precise identification of the content allegedly in violation, with URL and/or token ID, smart contract address, and visual description;

b) the identification of the right allegedly violated (title of the work, registration, original author, evidence of ownership), accompanied by suitable documentation;

c) the identification and contact details of the reporting party (name, address, email, telephone), as well as — where applicable — the details of the rights holder represented and the representation documents;

d) a good faith statement that the contested use is not authorized by the rights holder, by one of its licensees, or by law;

e) a statement of accuracy of the information provided and, where applicable under U.S. law (DMCA — 17 U.S.C. § 512), a sworn statement of being the rights holder or an authorized representative;

f) the signature of the reporting party (electronic signature or scanned handwritten signature).

Upon receipt of a compliant report, Summus, at its sole discretion and within the necessary technical times, may:

(i)) remove or obscure the contested content from the front-end of the Site;

(ii)) remove the contested NFT smart contract from the Marketplace whitelist;

(iii)) inform the user who uploaded the contested content, where identifiable, and give them the option to propose a counter-notice under the DMCA procedure (17 U.S.C. § 512(g)), accompanied by a sworn statement of legitimacy of use and by consent to the U.S. federal jurisdiction of the relevant district;

(iv)) request additional documentation, where necessary.

The user acknowledges and accepts that, due to the non-custodial and permissionless nature of the ecosystem's smart contracts (Section 2.14), Summus has no technical power to remove or block on-chain the NFTs, the underlying IPFS metadata, the listings, or the executed transactions, subject to interventions on the front-end and on the Marketplace whitelist. Any further remedies remain available to the rights holder against the user in violation, through ordinary judicial actions against the same.

Any false, fraudulent, or abusive reports may result in the archiving of the report and the exposure of the reporting party to civil and criminal liability under applicable law, including — where applicable — the sanctions provided by the DMCA for misrepresentation (17 U.S.C. § 512(f)).

9.7 User Feedback

Any suggestions, comments, ideas, proposals, reports, requests for functionality or improvement that the user voluntarily transmits to Summus through support channels, email, social, community, or other channels (collectively, the “Feedback”) are transmitted free of charge, voluntarily, and on a non-confidential basis.

The user grants Summus a worldwide, perpetual, irrevocable, transferable, sub-licensable, free, and royalty-free license to use, copy, modify, integrate, distribute, and create derivative works from the Feedback, for any commercial or non-commercial purpose, without obligation of attribution or compensation. The user warrants to have the rights necessary to grant the above license.

10. NFTs, BLOCKCHAIN, SMART CONTRACTS AND THIRD PARTIES

10.1 Polygon PoS Blockchain

The use of the Platform and the interaction with the ecosystem's smart contracts occur exclusively on the public Polygon PoS blockchain (Chain ID 137), autonomously managed by the network's validators, by the Polygon protocol developer community, and by the consensus and execution infrastructures connected to it.

The user acknowledges and accepts that:

a) transactions executed on the Polygon blockchain are public, traceable, and permanent: anyone may inspect the Wallet address, the signed transactions, the amounts, the smart contracts with which it has interacted, and any other on-chain information;

b) confirmed transactions are irreversible under the network's consensus logic; no cancellations, reversals, or reversibility of any kind are possible;

c) the Polygon network may suffer interruptions, congestion, instability, latency, validator downtime, consensus blocks, block reorganizations (chain reorg), finalization delays, propagation errors, DDoS attacks, censorship attacks, or other technical anomalies, which may result in delays, failures, or anomalies in transaction execution;

d) the Polygon network may undergo forks (hard forks, soft forks) decided by the protocol community, which may result in the creation of duplicate chains, loss of smart contract compatibility, loss of state, duplication, or emptying of assets;

e) gas fees are set by the network and vary based on congestion, as provided in Section 6.2;

f) the price of the native POL token (necessary for paying gas fees) is subject to market volatility and may undergo significant fluctuations;

g) the availability of RPC nodes used by the Platform for transmitting transactions and reading on-chain data is not guaranteed and depends on third-party infrastructures.

Summus does not manage, does not control, and does not respond for the operation of the Polygon blockchain, of its developer community, of its validators, of RPC nodes, of protocol choices, or of any interruptions or anomalies.

10.2 Smart Contract Risks

The smart contracts referred to in Section 2.10, although developed with reasonably required diligence and with reference to the best industry practices in force at the time of deployment, may present bugs, vulnerabilities, exploits, unexpected behaviors, logic errors, security flaws, cryptographic weaknesses, compatibility problems with the Polygon protocol, faulty external dependencies, or malfunctions, also unknown at the time of deployment and potentially irreversible once exploited.

The user acknowledges and accepts in particular that:

a) the absence of bugs or vulnerabilities is not guaranteed in any smart contract of the ecosystem, even after external audits or bug bounty programs have been conducted;

b) Summus does not undertake to subject the ecosystem's smart contracts to one or more security audits by third parties, nor to a bug bounty program, nor to formal verification, nor to any other form of security scrutiny;

c) any security audits or reports that Summus may conduct or commission and publish do not constitute a guarantee of absence of vulnerabilities, express opinions expressed by third parties at a given time and on a specific version of the code, and do not produce any contractual effect between Summus and the user;

d) an exploit may result in the partial or total, definitive and unrecoverable loss of NFTs, NATURA, USDC, USDT, or other assets deposited in the ecosystem's contracts or held in the user's Wallet;

e) Summus assumes no responsibility for losses, damages, lost profits, or consequences of any nature arising from bugs, exploits, attacks, hacks, manipulations, vulnerabilities, or malfunctions of the ecosystem's smart contracts or of third-party smart contracts with which users decide to interact;

f) any mitigation, redeploy, migration, pause, or circuit-breaker actions that Summus may adopt in case of security incidents are adopted at its sole discretion, in accordance with the self-executing logic of the contracts and do not in any form constitute a contractual obligation nor a guarantee of outcome;

g) any redeploy or upgrade of smart contracts may entail changes to operating parameters, the contract address, the status of existing positions, or self-executing mechanisms; such variations will be communicated on the Site and produce effect in accordance with the self-executing logic of the contracts involved.

10.3 ERC-1155 and ERC-2981 Technical Standards

The NFTs issued and exchanged through the Platform adopt the ERC-1155 standard (with ERC-1155 Supply extension for supply tracking) and ERC-2981 for royalty enforcement. The user acknowledges that:

a) the ERC-1155 standard allows the issuance of semi-fungible tokens in multiple supply for the same tokenId: this means that NFTs with the same tokenId are interchangeable and fungible among each other, and are not uniquely distinguishable on the basis of the tokenId alone;

b) the ERC-2981 standard defines a voluntary royalty mechanism, not binding for third-party marketplaces; some third-party marketplaces may not respect or disable the royalties configured in the NFT contract, resulting in the rights holder not receiving the relevant portions on sales executed on such platforms;

c) metadata, images, descriptions, and any multimedia content associated with NFTs may be hosted on decentralized infrastructures (IPFS, Arweave) or centralized infrastructures (CDN, hosting servers); the user acknowledges the risk of metadata decay (loss, unavailability, modification) and accepts that the persistence of content depends on the hosting infrastructures used, for which Summus offers no warranty of perpetual availability.

10.4 NATURA Token

The NATURA token, issued by the NaturaToken smart contract referred to in Section 2.10, is an ERC-20 token included in the NATURA ecosystem, with self-executing economic dynamics defined in the contract's code and governed by the owner multisig of the contract itself.

The user acknowledges and accepts that:

a) the NATURA price is determined by the market and by the oracles configured in the ecosystem, and is subject to extreme volatility, possibly recording even significant fluctuations in the short term, up to the complete loss of value;

b) the NATURA liquidity depends on the volume of activity on the P2P DEX, on the Uniswap V3 Pool, and on any other exchange venues, and is not guaranteed in any circumstance; counterparty unavailability, extreme slippage, total illiquidity may occur;

c) NATURA is subject to a fee-on-transfer dynamic on whitelisted DEX pools, described in Sections 2.7 and 5.6, which may significantly reduce the net received by the user in exchange operations;

d) part of the NATURA exchanged on whitelisted DEX pools is permanently destroyed (burn) under the burn component of the fee-on-transfer, with consequent impact on the circulating supply; analogous burn dynamics may be activated by other ecosystem components according to their self-executing logic;

e) the roadmap, development, governance decisions, issuance, distribution, and reserve management policies of NATURA are adopted by the owner multisig of the NaturaToken contract and of the treasury wallets at its discretion, also outside the Terramater Platform;

f) Summus, as operator of the Terramater Platform, offers no warranty regarding the price, liquidity, availability, convertibility, stability, development, continuity, persistence of value, or evolution of NATURA, and does not respond for any loss or damage arising from the possession, use, volatility, or possible zeroing of value of NATURA.

10.5 USDC and Other Third-Party Payment Tokens

USDC and the additional payment tokens accepted by the Platform (by way of example: USDT) are tokens issued by third parties on the Polygon PoS network. The user acknowledges and accepts that:

a) Summus does not issue, control, or warrant USDC, USDT, or any other third-party payment token, nor their peg to the U.S. dollar, nor their collateralization, nor their convertibility, nor their market stability;

b) USDC, USDT, and other stablecoins are subject to depeg risks, issuer insolvency risks, regulatory risks (by way of example: blacklisting by the issuer of suspect addresses, balance freezing, product withdrawal), underlying reserves custody risks, bridge risks (for USDC.e and other bridged tokens), and to any other typical stablecoin risk;

c) for any information, conditions, technical, legal, or operating characteristics of USDC, USDT, and other payment tokens, the user is invited to consult the documentation and terms published by the respective issuers;

d) Summus does not respond for any loss, damage, or consequence arising from the possession, use, depeg, freezing, illiquidity, or possible zeroing of value of USDC, USDT, or any other payment token accepted by the Platform.

10.6 Price Oracles

The ReserveBasedOracle and UniswapV3Oracle price oracles described in Sections 2.8 and 5.8 feed self-executing dynamics of the ecosystem's smart contracts (by way of example: the calculation of NATURA assignment by the PoNFT protocol).

The user acknowledges and accepts that:

a) the oracles may return inaccurate, delayed, manipulated, or unavailable prices due to technical, network, or underlying Pool liquidity reasons, price manipulation attacks, cache staleness, or infrastructure malfunctions;

b) the mitigation mechanisms integrated into the oracles (by way of example: UniswapV3Oracle TWAP, last valid price cache, staleness thresholds, minClaimPrice threshold of PoNFT, emergency override actionable by the owner) mitigate but do not eliminate the risks of manipulation and malfunction;

c) the switching of the reference oracle by the owner multisig (by way of example: switching from ReserveBasedOracle to UniswapV3Oracle in PoNFT) may result in significant variations of the reference price used by smart contracts, with consequent variation of NATURA assignment, asset valuation, and operational outcomes;

d) any MEV attacks, manipulations of the Uniswap V3 Pool, coordinated orders, or flash loan operations may temporarily alter the price read by the oracles; the TWAP mitigations reduce but do not eliminate this risk;

e) Summus does not respond for any loss, damage, or consequence arising from inaccuracies, delays, manipulations, or malfunctions of the oracles, nor for the user's operational decisions taken on the basis of the readings displayed by the oracles or by the Dashboard.

10.7 Uniswap V3 Pool and Third-Party Exchange Infrastructures

The NATURA/USDC exchange functionalities accessible through the Uniswap V3 Pool referred to in Section 5.6, as well as any other interaction with marketplaces, exchanges, pools, aggregators, or third-party protocols, are outside the control of Summus and are governed exclusively by the self-executing logic of the respective protocols and by the terms of use of the respective front-ends.

The user acknowledges and accepts that:

a) the Uniswap V3 NATURA/USDC Pool is operated exclusively by the Uniswap V3 protocol and by the Pool's liquidity providers;

b) add liquidity / remove liquidity, swap, range orders, increase position operations on the Uniswap V3 Pool are subject to impermanent loss, slippage, MEV attacks (sandwich, front-running, back-running), pin attacks, just-in-time (JIT) liquidity, and to any other typical risk of concentrated-liquidity AMM protocols;

c) Summus offers no warranty of Pool availability, of price stability, of order execution, of absence of manipulations, or of continuity of the Uniswap V3 protocol;

d) the user who decides to interact with third-party marketplaces (by way of example: for the resale of NFTs outside the UnifiedMarketplace) does so entirely at their own risk, and Summus does not respond for the economic, technical, or legal conditions of such platforms, nor for their compliance with ERC-2981 royalties configured on NFT contracts.

10.8 Third-Party Self-Custodial Wallets

The discipline of Section 8.5 is recalled in full. The user acknowledges in particular that the Self-Custodial Wallets used to access the Platform are third-party products, and that Summus does not respond for their malfunctions, vulnerabilities, bugs, policy changes, or cessation of activity.

10.9 Hosting, RPC, Indexing Infrastructures and Third-Party Services

For the operation of the Site and Dashboard, Summus avails itself of third-party infrastructures, including by way of example and without limitation: hosting providers, CDNs, Polygon network RPC node providers, on-chain data indexing providers, analytics and telemetry providers, IPFS gateway service providers, Arweave storage service providers, security service providers (anti-DDoS, WAF), KYC/AML/on-chain screening service providers (where used under Section 3.4), SSL/TLS certificate providers, and domain registrars.

The user acknowledges and accepts that:

a) each Third-Party Service is governed by its own terms of use and privacy policy, of which Summus is not a party and for which Summus assumes no responsibility;

b) the unavailability, interruption, unilateral modification, or cessation of a Third-Party Service may result in the degradation, suspension, or unavailability of Site functionalities, without this giving rise to any claim against Summus;

c) any security incidents, data breaches, bugs, policy changes, or commercial decisions of the provider of a Third-Party Service may produce consequences on the user, for which Summus does not respond.

10.10 Multisig Governance and Owner Powers

The ecosystem's smart contracts are governed by one or more multisignature (multisig) wallets that act as owner under the self-executing logic of the smart contracts themselves. Such multisigs have the technical power to exercise the administrative functions reserved to the owner described in the contract codes, including — by way of example — the modification of fee parameters (within the caps provided), the addition or removal of payment tokens, the addition or removal of NFT collections, the modification of treasury and fee-destination wallets, oracle switching, the activation and deactivation of pauses, the emergency functions described in Section 5, the updating of metadata URI of collections, the activation of new LPFeeRewards epochs, and any other administrative function provided by the contracts.

The user acknowledges and accepts that:

a) the exercise of administrative functions by multisigs is governed exclusively by the self-executing logic of the smart contracts and by the multisignature signing mechanisms configured for each multisig;

b) the renounceOwnership functions are permanently disabled in all ecosystem smart contracts (renounceOwnership() reverts), which ensures the persistence over time of multisig governance and prevents the smart contracts from becoming “ownerless”;

c) the modification of multisigs (by way of example: rotation of signatories, substitution of multisig for security upgrade) is governed by the logic of the respective multisig wallet and by the ownership transfer function (Ownable2Step, which requires explicit acceptance by the new owner);

d) the exercise of emergency or pause functions by multisigs (by way of example, to address an exploit or an attack) may result in the temporary or permanent unavailability of ecosystem functionalities, as provided in Section 4.4 and Section 5;

e) Summus, as operator of the Terramater Platform, may coincide with one or more of the governance multisigs of the ecosystem's smart contracts, or it may not coincide therewith: in both cases, the exercise of the administrative functions of the multisigs is governed exclusively by the self-executing logic of the contracts, and does not in any form constitute a financial service, custody, intermediation, or regulated activity under Section 4.2.

11. DISCLAIMER AND ABSENCE OF LIABILITY

11.1 Binding Notice

THE USE OF THE PLATFORM, THE INTERACTION WITH THE ECOSYSTEM'S SMART CONTRACTS, THE USE OF THE POLYGON BLOCKCHAIN, THE POSSESSION, ISSUANCE, PURCHASE, SALE, EXCHANGE, AND DEPOSIT OF NFTs, NATURA, USDC, AND ANY OTHER CRYPTOGRAPHIC ASSET, AS WELL AS THE USE OF INTEGRATED THIRD-PARTY INFRASTRUCTURES, ENTAIL TECHNICAL, OPERATIONAL, ECONOMIC, FINANCIAL, TAX, LEGAL, AND REGULATORY RISKS OF HIGH MAGNITUDE, INCLUDING THE RISK OF TOTAL AND IRREVERSIBLE LOSS OF VALUE OF THE ASSETS INVOLVED.

THE USER DECLARES TO HAVE READ, UNDERSTOOD, AND ACCEPTED IN FULL AND EXCLUSIVELY SUCH RISKS, ALSO AS DESCRIBED IN SECTIONS 2, 5, 6, 8, 10, AND IN THIS PARAGRAPH 11, AND TO ASSUME EVERY CONSEQUENCE OF THEIR DECISION TO ACCESS AND USE THE PLATFORM.

11.2 Not Advisory

No content of the Site, of the Dashboard, of official materials, of tooltips, of FAQs, of blogs, of whitepapers, of posts on official social channels, of support messages, of Summus communications, or of subjects connected to the Platform constitutes or may be interpreted as:

a) financial, investment, asset management, asset allocation, or portfolio management advice in any form or for any jurisdiction;

b) recommendation, signal, solicitation, invitation, incentive, investment research, or financial analysis in relation to NFTs, NATURA, USDC, USDT, POL, or any other asset, instrument, or operation;

c) tax, accounting, legal, compliance, or tax planning advice in any form or for any jurisdiction;

d) opinion, valuation, or estimate of value binding or guaranteed of any asset or operation.

The user is solely responsible for consulting their own independent financial, tax, legal, and compliance advisors before undertaking any operation through the Platform, and for taking any operational decisions on the basis of their own independent assessments.

11.3 Exclusion of Warranties — "As Is / As Available"

THE PLATFORM, THE SITE, THE GRAPHICAL INTERFACE, THE APIs, THE DASHBOARD, THE ECOSYSTEM'S SMART CONTRACTS, THE ORACLES, THE OFFICIAL MATERIALS, THE PRODUCTS, AND THE FUNCTIONALITIES ACCESSIBLE THROUGH THE PLATFORM ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Summus, its subsidiaries, parents, affiliates, shareholders, directors, employees, collaborators, consultants, suppliers, and licensors expressly disclaim any and all warranties, including by way of example and without limitation:

a) the warranty of merchantability;

b) the warranty of fitness for a particular purpose;

c) the warranty of absence of defects, errors, bugs, vulnerabilities, or malfunctions of the Platform, smart contracts, oracles, graphical interface, or any other component accessible through the Site;

d) the warranty of continuous, uninterrupted, timely, secure, or low-latency availability of the Platform, its components, or third-party infrastructures;

e) the warranty of accuracy, completeness, updating, reliability, or usefulness of the content published on the Site, of the data displayed by the Dashboard, of oracle readings, of cost or value estimates;

f) the warranty of absence of violations of third-party rights in relation to content, trademarks, patents, copyrights, or other intellectual property rights;

g) the warranty of economic return, profitability, value appreciation, capital preservation, liquidity of NFTs, NATURA, USDC, USDT, POL, or any other asset;

h) the warranty of absence of cyber attacks, exploits, hacks, market manipulations, MEV attacks, or other security events that may compromise the Platform, the ecosystem's smart contracts, or the user's assets;

i) the warranty of compatibility with specific devices, operating systems, browsers, Wallets, hardware wallets, network infrastructures, or execution environments.

No communication, information, statement, or advice formulated by Summus, its representatives, official channels, materials, support, or any other source attributable to Summus may be deemed constitutive of any warranty not expressly provided by these Terms.

Any non-derogable warranties provided by mandatorily applicable law in the consumer's jurisdiction of residence apply exclusively within the limits of such non-derogability.

11.4 Disclaimer of Liability for Third-Party Services

The discipline of Sections 8.5, 10.5, 10.7, 10.8, and 10.9 is recalled in full. By way of summary:

Summus assumes no responsibility, warranty, or undertaking in relation to any Third-Party Service — including, by way of example and without limitation: the Polygon blockchain, the network's validators, RPC nodes, hosting providers, indexing providers, IPFS gateways, USDC/USDT issuers, Self-Custodial Wallet providers, the Uniswap V3 protocol and the related Pool, third-party NFT marketplaces, DEX aggregators, analytics providers, AML/OFAC screening providers, certification authorities, domain registrars, social platforms (Telegram, Discord, X/Twitter, etc.) — for any act, omission, malfunction, delay, interruption, error, commercial decision, policy change, security breach, service cessation, or other event attributable to them.

Any interactions that the user undertakes with Third-Party Services, even if encouraged, suggested, displayed, or indexed by the Platform as a mere convenience, are governed exclusively by the terms of use and privacy policy of the respective Third-Party Service, and Summus is not a party to such relationship and does not respond in any form for the related consequences.

11.5 Specific Disclaimer for the Non-custodial Nature

The discipline of Sections 1.3.d, 2.9, 2.14, 4.1, 4.3, 5, and 8 is recalled in full. The user acknowledges and accepts that the non-custodial, non-intermediated, and non-discretionary nature of the Platform entails that:

a) every outcome of every operation of theirs is governed exclusively by the self-executing logic of the destination smart contracts and by the operating conditions of the infrastructures involved;

b) Summus is not able to intervene on the outcome of signed operations, on the allocation of assets, on the return of assets, on the recovery of credentials, on the reversibility of transactions, on the freezing of flows, or on any other executive or remedial action that presupposes a power of custody or intermediation that Summus does not have;

c) any invocation of Summus's liability for outcomes attributable to the self-executing logic of smart contracts, to third-party infrastructures, or to the user's own conduct is unfounded and rejected.

11.6 Disclaimer on Advertisements, Offers, and Third-Party Statements

Any advertisements, promotions, offers, claims, materials, statements, or testimonials made or published by third parties — including influencers, analysts, opinion leaders, community members, commercial partners, marketing channels, or subjects representing themselves as connected to Terramater or the NATURA ecosystem — in relation to the Platform, NFTs, NATURA, or any other asset or operation, are not authorized, are not validated, are not guaranteed, and are in no form attributable to Summus, except those specifically published and signed through Summus's official channels.

Summus does not approve, does not warrant, and assumes no responsibility for the content, accuracy, legitimacy, regulatory compliance, or effects of such advertisements, promotions, offers, and statements by third parties. Any interaction of the user with such subjects is entirely at their own risk and responsibility.

11.7 Indemnification

The user undertakes to defend, indemnify, and hold harmless SUMMUS WORLD LLC, its subsidiaries, parents, affiliates, shareholders, directors, officers, employees, collaborators, consultants, suppliers, licensors, and representatives (collectively, the “Indemnified Parties”) from and against any and all claims, demands, actions, proceedings, investigations, contestations, damages, losses, costs, expenses, penalties, fines, or liabilities of any nature (including, by way of example, legal and defense expenses, expert costs, consulting costs, indemnities, settlements, interest, default interest, administrative or criminal sanctions) — of any jurisdiction — arising, directly or indirectly, even in part, from:

a) the access and use of the Platform, of the ecosystem's smart contracts, of the integrated third-party infrastructures, or of any Third-Party Service, by the user or by anyone using the user's Wallet or credentials, even if unauthorized;

b) the violation, even merely suspected, of these Terms, of the Privacy Policy, of any product-specific T&Cs, or of any other policy published by Summus;

c) the violation of any law, regulation, judicial order, or decision of a competent authority applicable to the user in any jurisdiction, including — by way of example — regulations on financial services, crypto-assets (MiCA, Securities Act, etc.), anti-money laundering (AML), countering the financing of terrorism (CFT), international sanctions (OFAC, EU, UN, UK, etc.), personal data protection (GDPR, CCPA, etc.), consumer protection, advertising, competition, intellectual property, and taxation;

d) the violation of third-party rights, including intellectual property rights, privacy rights, image rights, reputation rights, or contractual rights;

e) any prohibited conduct referred to in Section 7.2, including — by way of example — fraud, market manipulation, rug pull, wash trading, predatory MEV attacks, oracle manipulation, use of the Platform for money laundering or sanctions evasion purposes;

f) statements, declarations, communications, posts, promotional materials, or testimonials made by the user, including on personal social channels, in relation to Terramater, the NATURA ecosystem, or any asset accessible through the Platform, that may be configured as false, misleading, defamatory, unauthorized, constitutive of financial solicitation, or otherwise unlawful;

g) errors, omissions, falsifications, misleading or inaccurate statements by the user in any information provided to Summus (by way of example: false declarations of geographic compliance under Section 3.3);

h) negligence, gross negligence, or willful misconduct of the user in the use of the Platform, of their Wallets, credentials, devices, or of any other tool attributable to the relationship with the Platform;

i) the compromise of the user's Wallet, seed phrase, private keys, or any other signing credential, and the consequent operations executed by unauthorized third parties;

j) disputes between the user and other users of the Platform, third-party sellers, third-party buyers, order counterparties, liquidity providers, or disputes with Self-Custodial Wallet providers, exchanges, third-party marketplaces, token issuers, or operators of third-party infrastructures.

The indemnification obligation:

(i)) survives the cessation, withdrawal, or termination of the contractual relationship between the user and Summus;

(ii)) extends to any subsidiary, parent, affiliate, employee, collaborator, consultant, supplier, licensor, or representative of Summus that must bear costs or suffer claims as a result of the facts referred to in the preceding paragraphs;

(iii)) includes the right of Summus to assume, at its sole discretion and at the user's expense, the exclusive defense and control of any proceeding or claim subject to indemnification: in such case the user undertakes to reasonably cooperate with Summus in the conduct of the defense, and may not settle, compromise, or accept the liability of any claim against Summus without Summus's prior written consent.

12. LIMITATIONS OF LIABILITY

12.1 Maximum Aggregate Liability Cap

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE AND OVERALL LIABILITY OF SUMMUS WORLD LLC, ITS SUBSIDIARIES, PARENTS, AFFILIATES, SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, COLLABORATORS, CONSULTANTS, SUPPLIERS, LICENSORS, AND REPRESENTATIVES (COLLECTIVELY, THE “INDEMNIFIED PARTIES”) TOWARDS THE USER, FOR ANY CLAIM, ACTION, DEMAND, OR DAMAGE OF ANY NATURE (CONTRACTUAL, TORT, STRICT LIABILITY, PRODUCT LIABILITY, EQUITABLE, STATUTORY, OR OTHER), CONNECTED DIRECTLY OR INDIRECTLY WITH THE PLATFORM, THE ECOSYSTEM'S SMART CONTRACTS, THE INTEGRATED THIRD-PARTY INFRASTRUCTURES, OR THESE TERMS, SHALL IN NO EVENT EXCEED THE SYMBOLIC SUM OF USD 100 (ONE HUNDRED U.S. DOLLARS), OR THE EQUIVALENT IN APPLICABLE LOCAL CURRENCY.

Such cap applies:

a) cumulatively and in aggregate with respect to all claims, actions, and damages in any form connected to the Platform, regardless of the number of operations, the duration of the relationship, the amount of assets involved, or the entity of the damage actually suffered;

b) regardless of the form of action (contractual, breach of contract, tort/aquilian, product liability, strict liability, unjust enrichment, statutory, or other);

c) even in the event that Summus or the Indemnified Parties have been previously informed of the possibility that such damages would occur, or should have been aware thereof;

d) even in the event that the limited remedies provided by these Terms fail of their essential purpose (failure of essential purpose).

12.2 Exclusion of Financial Losses

THE INDEMNIFIED PARTIES ARE NOT AND WILL NOT IN ANY CASE BE LIABLE for the following categories of losses, damages, lost profits, or economic consequences suffered by the user or by third parties:

a) total or partial loss of value of NFTs, NATURA, USDC, USDT, POL tokens, or any other cryptographic asset held, exchanged, deposited, or received by the user;

b) lack of appreciation, lack of return, lack of profit, lack of expected gain expected or planned in relation to NFTs, NATURA, USDC, or other assets, or in relation to mint, listing, purchase, sale, exchange, deposit in the PoNFT protocol, claim, participation in LPFeeRewards, or other functionality operations;

c) lack of NATURA assignment or insufficiency of the dedicated supply (rewardSource) of the PoNFT protocol, claim delays, negative outcomes of claim actions, loss of matured assignment due to emergency unstake or other causes;

d) market slippage, impermanent loss, MEV attacks, stablecoin depeg, illiquidity, oracle manipulation, disadvantageous price swap on the Uniswap V3 Pool, on the P2P DEX, or on other exchange venues;

e) losses arising from the user's operational decisions, including purchase, sale, holding, deposit, withdrawal, exchange, or any other operational choice, even if taken in the face of information displayed by the Platform or by the Dashboard;

f) economic consequences of operations confirmed on-chain under the self-executing logic of smart contracts, in particular those disciplined in Section 6.4 (No Refund);

g) fee components applied by the ecosystem's smart contracts or by third-party infrastructures (by way of example: marketplace fee, P2P DEX fee, NATURA fee-on-transfer, Uniswap V3 Pool fee, Polygon network gas fee, ERC-2981 royalties).

12.3 Exclusion of Technical and Operational Problems

THE INDEMNIFIED PARTIES ARE NOT AND WILL NOT IN ANY CASE BE LIABLE for any damage or loss of any nature arising from or connected to:

a) internet connection interruptions, downtime, network instability of the user's connection provider;

b) malfunctions, bugs, vulnerabilities, errors, crashes, freezes, anomalous behaviors of the user's device, operating system, browser, Wallet extension, or any other hardware or software component attributable to the user;

c) bugs, vulnerabilities, exploits, errors, malfunctions, unexpected behaviors of the ecosystem's smart contracts, oracles, or third-party smart contracts with which the user decides to interact;

d) interruptions, downtime, policy changes, commercial decisions, cessation of activity of Third-Party Services used by the Platform or by the user (by way of example: hosting, RPC, indexing, IPFS providers, Wallets, third-party marketplaces, token issuers, exchanges);

e) theft, compromise, loss, hack, unauthorized access to the user's Wallet, seed phrase, private keys, devices, or credentials;

f) malicious, fraudulent, or deceptive actions by third parties (by way of example: phishing, scam, drainer wallets, fake mints, fake airdrops, fake claims, social engineering, impersonation);

g) interruptions of the Polygon blockchain, protocol forks, block reorganizations, network attacks, congestion, gas price oscillations, or any other event attributable to the protocol or its validators;

h) maintenance, update, modification, redeploy, migration, pause, or deactivation interventions of the Platform, its components, the ecosystem's smart contracts, or the treasury wallets, performed by Summus or by the governance multisigs;

i) decisions of competent authorities (judicial, administrative, supervisory, sanctioning) that impact the Platform, smart contracts, assets, or the user's positions.

12.4 Force Majeure

The Indemnified Parties shall in no case be liable for any non-performance, delay, suspension, or cessation of Platform functionalities arising from events beyond their reasonable control, including by way of example and without limitation:

a) natural disasters, earthquakes, floods, hurricanes, fires, volcanic eruptions, extreme weather events;

b) wars, armed conflicts, acts of terrorism, civil unrest, strikes, embargoes, international sanctions, asset blocking, requisitions;

c) pandemics, epidemics, health emergencies, government restrictions;

d) electrical blackouts, electrical grid interruptions, large-scale internet network interruptions, large-scale DDoS attacks;

e) large-scale cyber attacks, malware, ransomware, critical exploits of the Polygon network or third-party infrastructures;

f) forks of the Polygon or Ethereum protocol, consensus changes, blockchain state restorations;

g) regulatory or government decisions that impose the modification, suspension, or cessation of the Platform's activities or of the ecosystem's smart contracts (by way of example: blocking orders, asset freezing, sectoral prohibitions);

h) interruption of essential providers' activities (hosting, RPC, indexing, USDC/USDT issuers, oracles, payment processors);

i) strikes, lockouts, mobilizations of personnel or essential suppliers;

j) extreme market fluctuations that prevent the orderly execution of operations or the provision of liquidity.

12.5 Exclusion of Indirect, Consequential and Punitive Damages

IN NO EVENT SHALL THE INDEMNIFIED PARTIES BE LIABLE FOR INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR MORAL DAMAGES, including by way of example and without limitation:

a) loss of investment opportunity, lost profits, lack of profit, lack of appreciation;

b) loss of portfolio value, loss of treasury assets, loss of value of open positions;

c) reputational damage, damage to image, relational damage, moral damage, emotional distress;

d) data loss, loss of metadata, loss of access to information;

e) service replacement costs, migration costs, transition costs, consulting costs;

f) indirect damage from reliance on information displayed by the Platform, the Dashboard, or official materials.

The exclusion applies even in the event that Summus or the Indemnified Parties have been previously informed of the possibility that such damages would occur, or should have been aware thereof, and even in the case that the limited remedies referred to in these Terms fail of their essential purpose.

12.6 Non-derogable Limits and Severability Clause

The limitations, exclusions, and liability caps referred to in the preceding paragraphs apply to the fullest extent permitted by applicable law.

Should, in a specific jurisdiction, non-derogable consumer protection rules applicable to the relationship between the user and Summus result in the invalidity or unenforceability of one or more of the above limitations (by way of example: non-derogable liability limits for willful misconduct or gross negligence, conformity warranties for consumers under Directive (EU) 2019/770 and Directive (EU) 2019/771, non-derogable rights of the Italian Consumer Code or of analogous national consumer regulations), such limitations:

(i)) shall in any case apply to the maximum extent permitted by the applicable non-derogable law;

(ii)) shall not apply exclusively within the limits, time, and manner, and with reference to the sole aspects in which their application is excluded or limited on a non-derogable basis by such rules;

(iii)) shall not entail the invalidity of the other limitations provided by these Terms, which shall remain entirely effective to the maximum extent permitted.

For purposes of Sections 11 and 12, the notion of "consumer" is the one provided by the mandatorily applicable law in the user's jurisdiction of residence. In relationships between Summus and business users, the above limitations apply integrally without exceptions.

12.7 Risk Allocation

The user acknowledges and accepts that the limitations of liability referred to in this Section 12, together with the exclusion of warranties referred to in Section 11 and the indemnification obligation referred to in Section 11.7, constitute an essential and material part of the economic balance of these Terms, and that Summus would not otherwise have made the Platform available free of charge nor under the conditions provided herein. In the absence of such limitations, the DeFi-pure and non-custodial economic model of the Platform would not be sustainable.

13. PRIVACY AND DATA PROTECTION

13.1 Data Controller

The Data Controller of personal data collected through the Terramater Platform is SUMMUS WORLD LLC, with headquarters in Wyoming, United States of America. For any privacy request, the user may write to legal@summus.life.

This Section 13 constitutes a summary information notice under Regulation (EU) 2016/679 (GDPR), the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), the Wyoming Data Breach Notification Law (Wyo. Stat. § 40-12-501 et seq.), and any other applicable privacy legislation. For more detail, the user is invited to consult the extended Privacy Policy published on the Site terramaternfts.com, which integrates and completes this Section.

13.2 Categories of Data Processed

Given the non-custodial, non-registration-based nature of the Platform (Section 2.2), Summus processes in ordinary terms a minimal amount of personal data, attributable to the following categories:

a) On-chain data: public address of the Self-Custodial Wallet connected to the Platform, public transactions executed by the Wallet, interactions with the ecosystem's smart contracts, NFTs held, token balances. Such data are publicly accessible on the blockchain and are processed by Summus for the purposes of operating the Platform and indexing the Dashboard;

b) Technical and navigation data: device IP address, approximate geolocation derived from IP, browser and device identifiers (User-Agent, language, time zone, screen resolution, fingerprint), access logs (date, time, URL requested, status code, referrer), cookies and analogous technologies (Section 13.11);

c) Usage data: pages visited, functionalities used, session duration, interaction events with the interface, navigation paths, aggregated usage statistics;

d) Contact data, where voluntarily provided: email address, any messages sent to support, intellectual property violation reports under Section 9.6, any further data communicated by the user in support channels or in newsletter subscription;

e) Data possibly required for compliance checks: where Summus, in the presence of non-compliance indicators or requests from competent authorities, requires the user to provide additional documentation under Sections 3.4 and 17.4, the related data (by way of example: identity document, proof of residence, source of funds declarations) will be processed in compliance with applicable rules and for the sole purposes of compliance;

f) Data possibly provided by AML/on-chain screening consultants: where Summus uses third-party providers for screening the Wallet against sanctions lists and/or for AML risk assessment, the results of such screenings are processed for the sole purposes of compliance.

The Platform DOES NOT process in ordinary terms:

(i)) payment data (credit card number, IBAN, bank accounts), as the Platform does not accept fiat payments under Section 6.3;

(ii)) access credentials to accounts (username, password), as the Platform does not provide registration;

(iii)) seed phrase, private keys, or Self-Custodial Wallet credentials, as Summus operates in non-custodial mode (Section 8.1);

(iv)) special categories of personal data under Article 9 GDPR (data relating to health, ethnic origin, political opinions, trade union membership, sexual life, genetic and biometric data), unless voluntarily communicated by the user in support channels.

13.3 Purposes and Legal Bases for Processing

Personal data are processed for the following purposes, on the basis of the respective legal bases:

13.4 Sharing Data with Third Parties

Personal data may be shared, to the extent strictly necessary for the above purposes, with the following categories of recipients:

a) Infrastructure service providers: hosting, CDN, domain registrar, SSL/TLS certificate, and security service (anti-DDoS, WAF) providers;

b) Blockchain service providers: RPC node providers, on-chain data indexing providers, IPFS or Arweave gateway providers, on-chain analytics providers;

c) Analytics and telemetry service providers: web analytics, usage statistics, Site performance monitoring providers;

d) AML/OFAC screening providers: where used under Section 3.4, specialized providers of wallet address screening against sanctions lists and AML risk assessment;

e) Professional advisors: legal, tax, compliance, and IT security firms, where necessary for the protection of Summus's rights or for compliance with legal obligations;

f) Competent authorities: judicial, financial supervision, anti-money laundering, sanctioning, tax, data protection, or other nature authorities, in compliance with legal obligations or reasoned requests;

g) Any buyers, financiers, or investors of Summus, in the context of corporate extraordinary operations (mergers, acquisitions, business unit transfers, restructurings), in compliance with applicable privacy rules.

Summus DOES NOT sell, transfer for consideration, or transfer for third-party marketing purposes the user's identifiable personal data. Any aggregated, anonymized, or pseudonymized data may be shared for statistical, research, product development, or industry report publication purposes.

13.5 International Data Transfers

Given the U.S. headquarters of the Data Controller and of the main service providers, personal data may be transferred and processed outside the European Union, including the United States of America and other third jurisdictions.

Such transfers occur in compliance with the applicable regulatory framework, through:

a) EU-US Data Privacy Framework (DPF), where applicable and where the respective recipient is certified and maintains active certification;

b) Standard Contractual Clauses (SCC) approved by the European Commission (Implementing Decision 2021/914), possibly supplemented by additional measures under the Schrems II judgment;

c) Adequate safeguards under Article 46 GDPR for the remaining jurisdictions;

d) Specific derogations under Article 49 GDPR, where the legal prerequisites apply.

The user residing in the European Union or in the European Economic Area acknowledges and accepts that their data may be processed in jurisdictions that may offer a level of personal data protection different from that of the European Union, in which case protections will be ensured according to the mechanisms indicated in the preceding points.

13.6 Data Subject's Rights

Within the limits provided by applicable legislation, the user has the right to:

a) access their personal data processed by Summus;

b) obtain rectification or updating of inaccurate or incomplete data;

c) obtain erasure ("right to be forgotten"), within the limits compatible with legal retention obligations, with the defense of a right in court, or with prevailing legitimate interest;

d) obtain restriction of processing, in the cases provided by Article 18 GDPR;

e) object to processing for direct marketing purposes (always) and for other purposes based on legitimate interest (in the cases provided by Article 21 GDPR);

f) withdraw consent previously given for marketing purposes, at any time;

g) obtain portability of data, within the limits of Article 20 GDPR and where technically feasible;

h) lodge a complaint with the competent supervisory authority, under Section 13.7.

Requests may be sent to legal@summus.life and will be handled within 30 (thirty) days from receipt, except for manifestly unfounded or excessive requests or for those for which applicable legislation provides a different deadline. In case of extension of the deadline due to particular complexity or number of requests, the user will be informed.

It is noted in particular that the exercise of the right of erasure does not in any way entail the removal, modification, or obscuring of on-chain data recorded on the Polygon blockchain: public addresses, transactions, and interactions with smart contracts are public, immutable, and permanent by technical nature, and are not under the control of Summus. The exercise of the right of erasure therefore operates exclusively on data held by Summus, by its providers, and by its IT systems.

13.7 Supervisory Authorities and Right to Lodge a Complaint

The user may lodge a complaint with the competent supervisory authority of their jurisdiction of residence. By way of example and without limitation, the competent authorities include:

• United States (federal level): Federal Trade Commission (FTC), in particular under Section 5 of the FTC Act (15 U.S.C. § 45);
• United States (Wyoming): Wyoming Attorney General, under the Wyoming Consumer Protection Act and the Wyoming Data Breach Notification Law;
• United States (California): California Privacy Protection Agency (CPPA) and California Attorney General, under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA);
• United States (other States with comprehensive regulations): the respective Attorney General (by way of example: Virginia, Colorado, Connecticut, Utah, Texas, Florida, Oregon, Tennessee, Indiana, Iowa, Montana, and additional States adopting comparable regulations);
• European Union and EEA: the Data Protection Authority of the user's jurisdiction of residence, under Article 77 GDPR (in Italy: the Garante per la Protezione dei Dati Personali — www.garanteprivacy.it);
• United Kingdom: Information Commissioner's Office (ICO);
• Other jurisdictions: the data protection or consumer protection authority designated by applicable legislation.

Nothing in these Terms limits or excludes the user's non-derogable right to lodge a complaint with the competent supervisory authority under mandatorily applicable legislation.

13.8 EU Representative (Art. 27 GDPR)

Where the prerequisites of Article 27 GDPR apply, the Representative in the European Union designated by Summus is available upon written request to legal@summus.life. Summus reserves the right to publish the Representative's identifying data on the Site at any time.

13.9 Data Security

Summus adopts reasonable technical and organizational measures proportionate to the risk for the protection of personal data, including by way of example: encryption in transit (HTTPS/TLS), at-rest encryption, firewalls, role-based access controls, segregation of production and development environments, security logs, access monitoring, periodic backups, incident response procedures.

No IT system is infallible: Summus does not warrant in any form the absolute security of personal data against intrusions, attacks, losses, or unauthorized disclosures, and does not respond for the consequences of security events outside its reasonable control, subject to the liability limits referred to in Section 12.

In case of data breach that presents a risk to the rights and freedoms of data subjects, Summus will communicate the event within the terms provided by applicable legislation (Art. 33 and 34 GDPR for the EU; Wyoming Data Breach Notification Law for Wyoming; CCPA for California; additional national regulations where applicable).

13.10 Data Retention

Personal data are retained for the time strictly necessary to pursue the purposes for which they are collected and processed, according to the following criteria:

a) for the duration of the contractual relationship: until the user ceases using the Platform; in consideration of the fact that there is no account registration/cancellation procedure, the user ceases the relationship by disconnecting the Wallet and refraining from further use of the Platform;

b) for a further period of up to 7 (seven) years after the user's last interaction with the Platform, for purposes of compliance with tax, anti-money laundering, accounting, and legal defense obligations, where applicable;

c) for the time strictly necessary to define any pending disputes, until the final judgment and the expiry of applicable limitation periods;

d) for the time strictly necessary for retention required by specific legal obligations (by way of example: retention orders from judicial authorities, AML reporting obligations).

The on-chain data recorded on the Polygon blockchain are public, permanent, and immutable by technical nature, and are not subject to Summus's retention policies, being outside the control of the Data Controller.

Aggregated and anonymized data may be retained without time limits, in a form that does not allow the identification of data subjects.

13.11 Cookies and Analogous Technologies

The Site uses cookies and analogous technologies (by way of example: local storage, session storage, pixel tags, technical fingerprinting) for the following purposes:

a) technical cookies necessary for the operation of the Site, the connection of the Wallet, the persistence of user preferences, and IT security (by way of example: CSRF prevention, session management, anti-bot);

b) analytics cookies (anonymized where possible), for purposes of statistical analysis of Site usage, performance monitoring, and user experience improvement;

c) profiling and marketing cookies, activated exclusively upon the user's express consent, for purposes of profiling, retargeting, and marketing on third-party channels.

The user may manage their preferences through the cookie banner available on the Site upon first access or through the browser settings. Deactivation of technical cookies may result in the impossibility of using certain functionalities of the Site.

13.12 Marketing and Opt-in

Marketing communications (newsletter, promotions, commercial updates, ecosystem communications) are sent exclusively upon the user's express consent (opt-in). The user may withdraw consent at any time, by clicking the "Unsubscribe" link at the bottom of every marketing communication or by writing to legal@summus.life. The withdrawal of consent to marketing does not affect the lawfulness of processing carried out before the withdrawal, nor does it affect the sending of service communications or of legal obligations.

14. SUPPORT

14.1 Official Assistance Channels

Summus makes available to the user the following official channels of assistance in relation to the Terramater Platform:

a) Email: legal@summus.life, for requests of a legal, privacy, formal complaint nature, IP reports under Section 9.6, pre-arbitration procedure under Section 18.2, and any other formal communication provided by these Terms;

b) Any operational support channels published on the Site terramaternfts.com, including tickets through dedicated forms, support chats, FAQs, and knowledge bases, for assistance requests relating to the use of the Platform;

c) Official social channels (by way of example: Telegram, X/Twitter, Discord) possibly activated by Summus, with the purposes described in Section 14.4.

The user is invited to verify the authenticity of each channel before interacting, through verification of the official link published on the Site terramaternfts.com. Summus does not operate through unsolicited private messages, does not proactively contact the user via DM on Telegram, Discord, X/Twitter, email, or other channels to ask for information, credentials, transaction signatures, or payments, nor is there any official "support" that asks the user for the seed phrase, private keys, passwords, or to sign "verification" transactions. Any such message is highly likely to be a scam attempt, to be reported to legal@summus.life.

14.2 Response Times

Summus undertakes to process assistance requests within reasonable times, indicatively within 48 (forty-eight) business hours of receipt, subject to variability depending on the volume of requests, the complexity of the case, seasonality, and the availability of collaborators. The indicated response times have indicative nature and do not constitute a contractual service level obligation.

For formal legal communications, for structured complaints, and for the pre-arbitration procedure referred to in Section 18.2, times may extend up to 60 (sixty) days from receipt, as provided in the relevant contractual discipline.

14.3 Support Languages

The main support language is English. Summus reserves, where operationally possible and based on the availability of its collaborators, to offer coverage in further relevant languages (by way of example: Italian). Any translations of materials, FAQs, or support responses in languages other than English are provided for convenience purposes only and do not produce autonomous legal effects.

14.4 Community and Social Channels

Summus may make available official community channels (Telegram groups, Discord servers, social accounts, forums, newsletters) aimed at sharing information, ecosystem updates, announcements, educational content, and interaction among users.

The user acknowledges and accepts that:

a) the community channels do not constitute official assistance channels for operational, compliance, privacy, or legal purposes: for such purposes the user must exclusively use the channels referred to in Section 14.1.a and 14.1.b;

b) the opinions, statements, recommendations, analyses, price valuations, predictions, materials, or posts shared in community channels by other users, unofficial moderators, guests, influencers, partners, or third parties are mere expression of their respective authors, are not validated, sponsored, or warranted by Summus, and do not constitute in any form Summus's financial advice, recommendation, or solicitation under Section 11.2;

c) Summus reserves the right to moderate, remove, or obscure content shared in community channels that proves contrary to these Terms, to community guidelines, or to applicable laws, or to suspend or ban users who violate such rules, at its sole discretion;

d) Summus is not responsible for the content, accuracy, legitimacy, or consequences of what is shared by other users or third parties in community channels.

14.5 Support Limitations

The support offered by Summus does not include and will not include in any case:

a) financial, investment, asset management, asset allocation, portfolio analysis, NFT or asset value estimation, price prediction advice, or any other form of financial advice — as provided in Section 11.2;

b) tax, accounting, legal, or compliance advice — the user is invited to consult their own independent advisors;

c) recommendations of purchase, sale, holding, deposit, withdrawal of NFTs, NATURA, USDC, or any other asset;

d) technical assistance on the user's Self-Custodial Wallet (by way of example: Wallet restoration, seed phrase recovery, Wallet configuration, token approval management, hardware wallet troubleshooting) — for such purposes the user must address the Wallet provider directly;

e) recovery of assets lost, stolen, transferred by mistake, transferred as a result of Wallet compromise or scam, lost due to seed phrase loss, locked in malicious third-party smart contracts, or trapped in failed transactions — as provided in Section 8.4: Summus has no technical possibility of recovery;

f) assistance on Third-Party Services (by way of example: Polygon blockchain, RPC nodes, Uniswap V3 Pool, third-party marketplaces, exchanges, USDC/USDT issuers, IPFS gateways) — the user must address the respective service provider directly;

g) assistance for operations executed outside the official interface of the Site terramaternfts.com, including direct interactions with smart contracts via Polygonscan, via other front-ends, via aggregators, or via direct RPC calls;

h) operativity in the user's name and on their behalf (by way of example: signing transactions, Wallet management, execution of operations) — the non-custodial nature of the Platform excludes any form of operational delegation to Summus.

In any case, the support offered by Summus is provided free of charge, on a best-effort basis, without contractual service level obligation, and within the liability limits referred to in Sections 11 and 12.

15. MODIFICATIONS TO THE TERMS AND SERVICES

15.1 Right of Unilateral Modification

Summus reserves the exclusive and discretionary right to modify, update, integrate, replace, revise, or reformulate at any time, in whole or in part, these Terms, the Privacy Policy, any product-specific T&Cs, the official materials, the Platform's policies, the operating conditions of the functionalities, and any other contractual documentation attributable to the Platform.

Such power of modification is exercisable also in response to:

a) regulatory compliance needs (by way of example: evolution of regulations on crypto-assets, MiCA, securities laws, AML/CFT, sanctions, data protection, consumer protection, taxation);

b) security needs, risk mitigation, incident management, or abuse prevention;

c) product development decisions, integration of new smart contracts, new NFT collections, new third-party infrastructures, or evolution of Platform functionalities, under Sections 4.5 and 5.9.2;

d) operational sustainability of the ecosystem, also based on treasury, economic parameter, tokenomics, or multisig governance choices;

e) market choices or commercial positioning that Summus deems, at its sole discretion, appropriate.

15.2 Methods of Notification of Modifications

Modifications are published on the Site terramaternfts.com with updating of the "Last Updated" date and, where deemed appropriate, with a visual notice on the home page or other areas of the Site. Publication on the Site constitutes the ordinary, exclusive, and sufficient method of notification of modifications to the user; notification via email does not constitute the ordinary method of communication of modifications, subject to Summus's option to send it for greater transparency.

For material modifications (by way of example, and at Summus's sole appreciation: variation of applicable law, of the arbitral forum, of the class action waiver clause, of liability limits, of the No Refund Policy, of personal data processing methods, of the Data Controller's identity, of compliance policies), Summus may also adopt a forced consent mechanism through a dedicated pop-up of acceptance of the updated Terms, presented upon the user's next access to the Platform, the rejection of which entails the impossibility of accessing the Site's functionalities.

15.3 Entry into Force

Modifications enter into force:

a) with immediate effect from publication, for modifications required by regulatory compliance, security, sanctions prevention, fraud mitigation, or compliance with requests from competent authorities;

b) from the date indicated in the updated Terms published on the Site, for the remaining modifications;

c) from the moment of the user's forced consent upon next access, where required under Section 15.2 for material modifications.

In any case, modifications do not produce retroactive effects on operations already confirmed on-chain, which remain governed exclusively by the self-executing logic of the executing contract and by the parameters in force at the time of their execution, as provided in Section 4.5.

15.4 Implicit Acceptance by Continued Use of the Platform

The continued use of the Platform — including, by way of example: maintaining the Wallet connection, opening new sessions, signing new transactions, using Site functionalities, consulting the Dashboard, sending support requests — after the entry into force of modifications to these Terms constitutes full, unconditional, and binding acceptance of the modifications themselves, without the need for further explicit consent, except for cases of forced consent provided in Section 15.2 for material modifications.

The user is invited to periodically check the Site terramaternfts.com to take notice of the latest version of the Terms.

15.5 Right to Cease Use

Should the user not intend to accept the modifications to these Terms, they must immediately cease any use of the Platform and the Site, disconnect their Self-Custodial Wallet, and refrain from signing further transactions conveyed by the official interface.

Cessation of use due to disagreement with modifications:

a) does not entail any right to refund, indemnity, or compensation of any nature, under Section 6.4;

b) does not affect the effects of operations already confirmed on-chain, which remain governed by the self-executing logic of the respective smart contracts;

c) does not prevent the user from continuing to interact directly with the public smart contracts of the ecosystem through third-party front-ends, on-chain explorers, or direct RPC calls, it being understood that in such case the inapplicability of the contractual relationship with Summus applies in relation to such interactions and the user is exclusively exposed to the legal, civil, criminal, tax, administrative, and financial consequences thereof, under Section 3.4.

15.6 Retention of Previous Versions

It is the user's burden and responsibility to retain a copy of the Terms in force at the time of each interaction with the Platform, where they deem it useful to subsequently consult them. Summus does not undertake to maintain accessible on the Site, in a structured and indexed manner, an archive of previous versions of the Terms, without prejudice to its right to publish such archive at its discretion, also for transparency purposes towards the community.

15.7 Modifications of Ecosystem Smart Contracts

Modifications of operating parameters of the ecosystem's smart contracts (by way of example: marketplace fee, P2P DEX fee, NATURA fee-on-transfer parameters, oracle switching, activation of new payment tokens, addition or removal of NFT collections, addition or removal of NFT contracts from the Marketplace whitelist, modification of treasury wallets, modification of the PoNFT rewardSource, activation of pauses or emergency functions, deploy of new smart contracts) are governed exclusively by the self-executing logic of the smart contracts themselves and executed by the governance multisigs under Section 10.10.

Such modifications:

a) do not constitute a modification of these Terms, but the exercise of administrative powers provided by public contracts, already disclosed to the user in the relevant Sections of this document;

b) are communicated on the Site within the necessary technical times and are in any case publicly verifiable on-chain at any time;

c) produce effect from the moment of on-chain execution of the administrative transaction, under the contract's self-executing logic;

d) apply to subsequent operations to the modification, without prejudice to the fee-lock mechanisms provided by the contracts (by way of example, under Sections 5.3 and 5.5) that lock certain parameters at the time of listing or order, even in case of subsequent modifications.

The user acknowledges and accepts that the ecosystem's governance is exercised by the multisigs holding the owner function of the individual smart contracts, according to the self-executing mechanisms of the contracts themselves, and that no formal mechanism for prior consultation of users in relation to such modifications exists, unless Summus decides — at its sole discretion — to activate participatory governance or consultation mechanisms.

16. SUSPENSION, TERMINATION AND CESSATION

16.1 Voluntary Cessation by the User

Given the non-custodial and registration-free nature of the Platform (Section 2.2), the user may cease their contractual relationship with Summus at any time by disconnecting their Self-Custodial Wallet from the Site's interface and refraining from any further use of the Platform. No formal account cancellation procedure is provided or necessary, as the Platform does not manage accounts in custodial mode.

The voluntary cessation by the user:

a) does not entail any obligation of notice or any cost for the user;

b) does not give right to any refund, indemnity, compensation, or restitution of any nature, under Section 6.4;

c) does not in any way affect the NFTs, NATURA, USDC, USDT, POL tokens, and any other asset held in the user's Self-Custodial Wallet, which remain in the user's full and exclusive disposal, in accordance with the non-custodial nature of the Platform;

d) does not affect operations already confirmed on-chain, which remain governed by the self-executing logic of the respective smart contracts;

e) does not prevent the user from continuing to interact directly with the public smart contracts of the ecosystem through third-party front-ends, on-chain explorers, or direct RPC calls: in such case, it being understood that the contractual relationship with Summus is inapplicable in relation to such direct interactions, the user remains exposed to all legal, civil, criminal, tax, administrative, and financial consequences thereof, under Sections 3.4 and 15.5.

16.2 Suspension and Revocation of Access by Summus

Summus reserves the right, exercisable at its sole discretion, without notice and without obligation of motivation, to suspend, limit, revoke, or terminate temporarily or permanently access to the front-end of the Site terramaternfts.com and to any other Terramater interface operated by Summus, in respect of one or more Wallets, IP addresses, device fingerprints, or users, if one or more of the following circumstances occur:

a) violation, suspected violation, or reasonable risk of violation of these Terms, of the Privacy Policy, of product-specific T&Cs, or of any other applicable policy, as provided in Sections 3.4, 7.4, and 9;

b) geographic or sanctions non-compliance under Section 3, even merely suspected or attributable to indirect indicators (by way of example: VPN, proxy, reports from AML providers);

c) reasoned request from a competent authority (judicial, supervisory, sanctioning, anti-money laundering, tax, data protection);

d) reports, also by third parties, of potentially fraudulent, abusive, phishing, scam, market manipulation activities, or other prohibited conduct under Section 7.2;

e) identification of the user's Wallet on sanctions lists or on lists of addresses flagged for association with mixers, tumblers, illegal exchanges, ransomware, known attacks, or other unlawful activities;

f) security needs, abuse prevention, incident management, or protection of other users of the Platform;

g) cessation of the relationship with a Third-Party Service provider that affects the possibility of providing the service to the Wallet in question;

h) any other circumstance that Summus, at its sole discretion, deems requires the adoption of a suspension or termination measure, also on a precautionary basis.

16.3 Effects of Suspension and Termination

Suspension or termination of access to the Site's front-end entails:

a) the immediate revocation of access to the Platform's graphical interface for the Wallet, IP address, device, or subject involved;

b) the revocation of the license to use the Platform under Section 9.2 and of any license to use official materials;

c) the cessation of all support under Section 14 in respect of the subject affected by the measure;

d) the denial of visual display on the front-end of Listings, orders, NFTs, and on-chain activities attributable to the Wallet in question, as provided in Section 7.4.b;

e) the survival of the clauses of these Terms that by their nature are intended to survive the cessation of the relationship (by way of example: intellectual property, confidentiality, limitations of liability, indemnification obligation, privacy, applicable law, dispute resolution, survival, as provided in Section 19.4).

The user acknowledges and accepts that, due to the non-custodial and permissionless nature of the smart contracts referred to in Section 2.10, Summus has no technical power to:

(i)) seize, freeze, block, transfer, return, modify, or cancel NFTs, tokens, or assets held in the suspended or terminated user's Wallet;

(ii)) prevent the suspended or terminated user from continuing to interact with the public smart contracts through third-party front-ends, on-chain explorers, or direct RPC calls;

(iii)) intervene on-chain in any form on the assets, positions, or operations of the Wallet itself.

The measure adopted by Summus operates exclusively at the level of the official front-end and of visual display, without any interference with the permissionless nature of the public smart contracts.

For existing positions in the ecosystem's contracts (by way of example: active Listings on the Marketplace, open orders on the P2P DEX, NFTs deposited in the PoNFT protocol, pending requests on LPFeeRewards), the suspended or terminated user may in any case exercise the contracts' self-executing functions — including, in particular, the listing cancellation and emergency unstake functions provided by the contracts, always available regardless of the front-end's status — by interacting directly with the smart contracts through third-party front-ends or RPC calls.

16.4 Cessation of the Platform by Summus

Summus reserves the right, at its sole discretion, to cease temporarily or permanently the provision of the graphical interface of the Site terramaternfts.com and of any Platform functionality, at any time, even without notice, for technical, operational sustainability, compliance, security, commercial choice, or any other reason, without this giving rise to any right to refund, indemnity, or compensation in favor of users.

Any cessation of the Site's graphical interface:

a) will be communicated on the Site with notice where possible and reasonably required, without prejudice to Summus's right to proceed without notice in cases of emergency, security, or compliance;

b) does not affect the operation of the ecosystem's public smart contracts, which continue to operate autonomously on the Polygon blockchain under their self-executing logic and remain accessible to the user through other front-ends, on-chain explorers, or direct RPC calls, except where they are formally deactivated or replaced by the respective governance multisigs;

c) may result in the activation, by the governance multisigs, of pause, emergency, force-cancel, or contract substitution functions, under the self-executing logic of the same, in order to guarantee maximum continuity of users' access to their assets and positions;

d) does not entail any obligation of Summus to keep accessible, funded, or operational any discretionary administrative service of the ecosystem (by way of example: distribution of new LPFeeRewards epochs, funding of the dedicated supply rewardSource of the PoNFT protocol, publication of new NFT collections, updating of collection metadata URIs, oracle switching), which remain entirely at the discretion of Summus and the governance multisigs.

The user acknowledges and accepts that, in case of Platform cessation, they will autonomously have to:

(i)) take note of the status of their NFTs, deposits, open positions, and on-chain assets through on-chain explorers or third-party front-ends;

(ii)) interact directly with the ecosystem's smart contracts, where still operational, to exercise the relevant self-executing functions (by way of example: cancellation of Listings, execution of emergency unstake in PoNFT, claim of assigned NATURA, cancellation of orders on the P2P DEX);

(iii)) autonomously evaluate the continuation of their positions, also in light of the possible unavailability of Third-Party Services that the Platform used (by way of example: oracles, indexing, IPFS gateways) and that may impact the operation of smart contracts.

16.5 Updates, Maintenance, and Technical Interruptions

Summus reserves the right to perform maintenance, updates, technical modifications, deployment of new smart contracts, state migrations, redeploy of components, or security updates at any time, even without notice. During such interventions, access to the Site, the graphical interface, or some functionalities may be temporarily suspended, limited, or unavailable, without any obligation of refund, indemnity, or compensation, under Section 4.4.

16.6 Survival of Clauses

The clauses of these Terms that by their nature are intended to survive the cessation, suspension, termination, or cessation of the Platform — including, by way of example and without limitation: intellectual property (Section 9), wallet and responsibility (Section 8), disclaimer and absence of liability (Section 11), limitations of liability (Section 12), privacy and data protection (Section 13), indemnification (Section 11.7), applicable law and dispute resolution (Section 18), survival (Section 19.4), confidentiality where relevant — continue to produce full effect also after the cessation of the contractual relationship, within the natural limits of their applicability.

17. REGULATORY COMPLIANCE

17.1 Absence of Qualification as a Regulated Financial Service

The provisions of Section 4.2 are recalled in full. For clarity, and as further confirmation of the Platform's nature, SUMMUS WORLD LLC is a provider of software technology and of a decentralized graphical interface to public smart contracts, and is NOT in any form:

a) an authorized or registered financial intermediary, broker-dealer, asset manager, investment fund, bank, credit institution, payment institution, electronic money institution, or other financial institution;

b) a Crypto-Asset Service Provider (CASP) under Regulation (EU) 2023/1114 (MiCA) — it does not offer regulated crypto-asset custody, exchange, management, advisory, placement, order execution, or other services;

c) a Money Services Business (MSB) registered with FinCEN under the Bank Secrecy Act (31 U.S.C. § 5311 et seq.), nor a money transmitter under U.S. state laws (Money Transmitter Acts);

d) an entity supervised under the Securities Exchange Act of 1934, the Securities Act of 1933, the Commodity Exchange Act, the Investment Advisers Act of 1940, the Investment Company Act of 1940, or any other U.S. regulation on financial services, securities, derivatives, or collective management;

e) an entity supervised under Directive 2014/65/EU (MiFID II), Regulation (EU) 2017/1129 (Prospectus), Directive 2009/65/EU (UCITS), Directive 2011/61/EU (AIFMD), Directive 2014/92/EU, or other European regulations on financial services;

f) an entity authorized in Italy by CONSOB, Bank of Italy, IVASS, or COVIP; in the United Kingdom by FCA or PRA; in Germany by BaFin; in France by AMF or ACPR; in Switzerland by FINMA; or by equivalent supervisory authorities in other jurisdictions.

The NFT collections issued or accessible through the Platform do not in any form constitute a public offering of financial instruments, of crypto-assets under articles 4-13 MiCA, of securities under U.S. discipline, of insurance products, of pension products, or of collective investment products, and are not intended to be purchased for investment purposes or expected profit, but for purposes of utility, display, collecting, or interaction with the NATURA ecosystem's protocols.

The NATURA token and the payment tokens (USDC, USDT) accepted by the Platform are third-party crypto-assets, of which Summus is not the issuer: for their legal qualification, terms of use, and regulatory characteristics, reference is made to the documentation and terms published by their respective issuers.

17.2 User's Responsibility for Local Compliance

The user is the sole and exclusive responsible party for:

a) verifying the lawfulness of their participation in the Platform, of the purchase, possession, exchange, and deposit of NFTs, NATURA, USDC, USDT, and other crypto-assets in their country of residence and in any jurisdiction to which they are subject;

b) consulting their own independent legal, tax, compliance, and financial services advisors where necessary, before undertaking any operation through the Platform;

c) complying with local laws and regulations on financial services, crypto-assets, anti-money laundering, countering the financing of terrorism, international sanctions, personal data protection, advertising, consumer protection, and taxation;

d) declaring and paying taxes, contributions, surcharges, and duties owed on any economic flow received, produced, or realized through their operations executed via the Platform, under Section 6.5.

Summus does not provide any legal, tax, compliance, or financial services advice and does not respond in any form for any violations of local laws committed by the user.

17.3 Compliance with International Sanctions

The discipline of Section 3 (Eligibility and Geographic Restrictions) is recalled in full. Summus undertakes to adopt reasonable measures of compliance with international sanctions issued by OFAC, the EU, the UN, the United Kingdom, Canada, Australia, and other competent authorities, including — at its sole discretion — the blocking of access from Restricted Territories, the screening of the user's Wallet against sanctions lists through third-party providers, and the reporting of suspicious operations to competent authorities.

The user confirms and warrants not to be subject to personal sanctions, not to act on behalf of sanctioned subjects, and not to use the Platform for purposes of evasion of international sanctions, under Section 3.3.

17.4 Anti-Money Laundering (AML), Counter-Terrorist Financing (CFT) and KYC

Given the non-custodial and permissionless nature of the Platform and the absence of account registration, Summus does not in ordinary terms operate as an obligated entity under Directive (EU) 2015/849 (AMLD) and subsequent amendments, the U.S. Bank Secrecy Act, or analogous national AML/CFT regulations, and does not perform default KYC (Know Your Customer) procedures on users who limit themselves to connecting a Self-Custodial Wallet and interacting with the ecosystem's smart contracts.

Summus nonetheless reserves the right, in the presence of specific risk indicators, in case of requests from competent authorities, or in compliance with emerging regulatory obligations, to:

a) request additional identification documentation from the user (by way of example: valid identity document, proof of residence, source of funds declaration);

b) use AML on-chain screening providers of third parties for risk assessment of the Wallet;

c) suspend access to the front-end pending the completion of checks, as provided in Sections 3.4 and 16.2;

d) report suspicious operations to competent authorities, under applicable legislation.

The user's refusal to cooperate with documentary or screening requests entails the application of the measures referred to in Section 3.4, including the blocking of access to the front-end.

The user is invited to verify, under their local legislation, whether the execution of operations through the Platform or the possession of NFTs, NATURA, or other crypto-assets qualifies them as an obligated entity AML/CFT (by way of example: in case of professional operations, of volumes above certain thresholds, of intermediation activity), with consequent identification, registration, and reporting obligations.

17.5 Legal Qualification of NFTs and Crypto-assets

The user acknowledges and accepts that the legal, tax, and regulatory qualification of NFTs, utility tokens, stablecoins, and crypto-assets is subject to rapid and non-uniform regulatory evolution between different jurisdictions, and that:

a) subsequent regulatory interpretations (both of supervisory authorities and of judicial authorities) may result in the requalification of NFTs or tokens as financial instruments, securities, investment products, insurance products, or other regulated categories, with consequences regarding prospectus, authorization, reporting, or consumer protection obligations;

b) new emerging regulations on crypto-assets (by way of example: operational implementation of MiCA in the EU, evolution of the positions of SEC and CFTC in the United States, national regulations on crypto-asset taxation) may entail new obligations for Summus or for users, with potential impacts on the operation of the Platform;

c) decisions of competent authorities may impose the suspension, modification, or cessation of Platform functionalities, as provided in Section 4.4 and Section 16.

Summus reserves the right to adopt reasonable measures for compliance with emerging rules, including — by way of example — the updating of these Terms under Section 15, the restriction of access from certain jurisdictions, the modification of functionalities, or the introduction of further KYC obligations, without this giving rise to any right to refund, indemnity, or compensation in favor of users.

18. DISPUTE RESOLUTION

18.1 Applicable Law

These Terms are governed by the laws of the State of Wyoming, United States of America, and by applicable U.S. federal laws, without regard to conflict of laws principles.

The application of Wyoming law extends to all substantive, interpretive, procedural, and enforcement aspects of the relationship between the user and Summus, including — by way of example — the formation of the contract, the validity of clauses, the obligations of the parties, breach, cessation, termination, limitations of liability, indemnification obligation, interpretation of these Terms, and any other matter pertaining to the relationship.

Any non-derogable provisions for the protection of the consumer applicable on a non-derogable basis in the user's jurisdiction of residence continue to apply exclusively within the limits and in the manner in which such provisions cannot be derogated by agreement of the parties, under Section 12.6 and as provided in Section 18.7.

18.2 Mandatory Pre-Arbitration Procedure

Before initiating any legal action or arbitration procedure, the user undertakes to submit to Summus a formal written complaint to legal@summus.life, with subject “Pre-Arbitration Notice — Terramater”, indicating in detail and completely:

a) the name, surname, address, email, and Wallet address of the user, as well as — where relevant — the data of any legal representative;

b) the nature and facts of the dispute, with a chronological description of the relevant events;

c) the specific smart contracts, transactions, listings, orders, deposits, or functionalities concerned by the dispute, with reference to the relevant transaction hashes and on-chain addresses where pertinent;

d) the user's request (by way of example: refund, indemnity, restoration of functionality, cessation of a practice);

e) the supporting documentation (screenshots, transaction receipts, communication exchanges, damage evidence).

Summus undertakes to examine the complaint and to provide a response within 60 (sixty) days of receipt of the compliant complaint, as provided in Section 14.2. Only if the complaint is not resolved through the pre-arbitration procedure (including the case where Summus does not respond within the deadline, or where the response is not accepted by the user), the user may initiate the arbitration procedure referred to in Section 18.3.

Compliance with the pre-arbitration procedure constitutes a condition of admissibility of any arbitration.

18.3 Binding and Individual Arbitration

Any dispute, controversy, contestation, claim, or request of any nature — including those relating to the validity, interpretation, performance, termination, or arbitrability of these Terms, of the Platform, of the ecosystem's smart contracts, of the integrated third-party infrastructures, and of any other aspect of the relationship between the user and Summus — shall be resolved exclusively through individual binding arbitration, and not in ordinary court, except as specifically provided in the following paragraph.

The arbitration will be:

a) administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules and, where applicable, the Consumer Arbitration Rules in force at the time of the commencement of the proceeding (both available at www.adr.org);

b) conducted by a sole arbitrator appointed in accordance with AAA rules;

c) seated in Cheyenne, Wyoming, United States of America, without prejudice to the parties' right to conduct hearings via videoconference where AAA rules permit;

d) conducted in English;

e) governed by the Federal Arbitration Act (9 U.S.C. §§ 1 et seq.) with respect to the binding nature, enforceability, and recognition of the arbitral award.

The arbitral award will be final, binding, and enforceable in any jurisdiction, under the New York Convention of 1958 (where applicable) and U.S. federal rules.

By way of derogation from the principle of exclusive arbitration, each party retains the right to bring proceedings before the competent ordinary judicial authority to:

(i)) request urgent precautionary measures (by way of example: injunctions to refrain, seizures, urgent measures);

(ii)) protect their intellectual property rights in ordinary court;

(iii)) enforcement actions on the arbitral award in any competent jurisdiction.

18.4 Class Action Waiver

The user expressly, irrevocably, and to the fullest extent permitted by applicable law, waives:

a) the right to participate in class actions, collective actions, representative actions, private attorney general actions, or in other collective procedures of any nature against Summus, including — by way of example — consumer actions brought under Federal Rule of Civil Procedure 23 (USA), the Class Proceedings Act of Canadian jurisdictions, Directive (EU) 2020/1828 (representative actions for consumers), or analogous collective regulations;

b) the right to consolidate their claim with those of other users in a single proceeding, whether in arbitration or in court;

c) the right to act as representative, lead plaintiff, class action representative, or spokesperson of a group, class, or category of subjects in any dispute against Summus.

Every dispute must be resolved exclusively on an individual basis, through the pre-arbitration and binding arbitration procedure referred to in Sections 18.2 and 18.3.

18.5 Jury Trial Waiver

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE USER AND SUMMUS EXPRESSLY AND IRREVOCABLY WAIVE THE RIGHT TO A JURY TRIAL in relation to any dispute, controversy, contestation, claim, or request of any nature connected directly or indirectly with the Platform, the ecosystem's smart contracts, the integrated third-party infrastructures, or these Terms, except as may be provided by non-derogable procedural rules.

18.6 Time Limitation

Any dispute, action, claim, or procedure — of any nature — brought by the user against Summus must be initiated within 2 (two) years from the moment when the fact or omission giving rise to the dispute occurred, or from when the user became aware or should have become aware thereof, with reasonably required diligence.

After the said 2-year period, any claim is definitively barred and no longer actionable, subject to non-derogable provisions for the protection of the consumer that provide for different terms.

18.7 Mandatory Local Provisions

Should, in a specific jurisdiction, the clauses of the preceding paragraphs relating to binding arbitration, class action waiver, jury trial waiver, or time limitation prove unenforceable against the consumer on a non-derogable basis under mandatorily applicable legislation in such jurisdiction, disputes concerning exclusively that consumer will be resolved according to the mandatory rules applicable in their jurisdiction, the remaining substantive clauses of these Terms remaining firm — to the maximum extent permitted — under Section 12.6 and the severability principle of Section 19.1.

By way of non-exhaustive example, and with reference only to the profile of consumers residing in the European Union:

(i)) the EU consumer acting for purposes outside their professional activity may retain the right to bring proceedings in the forum of their place of domicile under Regulation (EU) 1215/2012 (Brussels I bis) where such regulation is non-derogably applicable;

(ii)) the EU consumer may retain the application of the non-derogable consumer protection rules of their country of residence, under Regulation (EU) 593/2008 (Rome I), where and within the limits in which such rules cannot be derogated by agreement.

In such cases, the discipline of arbitration and waivers referred to in the preceding paragraphs applies with exclusion only of the profile covered by the non-derogable rule, remaining firm for the rest.

19. MISCELLANEOUS CLAUSES

19.1 Severability

Should one or more clauses of these Terms prove — in whole or in part — null, invalid, unlawful, unenforceable, or ineffective for any reason (by way of example: due to conflict with non-derogable rules, due to a decision of a competent judicial or arbitral authority), the remaining clauses shall continue to produce full effect and to bind the parties.

The clause declared invalid or unenforceable will be:

a) interpreted, reformulated, or limited — to the maximum extent possible under applicable law — so as best to achieve the parties' original intent and to preserve its residual effectiveness;

b) substituted with a valid and enforceable clause that approximates as closely as possible, on an economic and legal level, the parties' original intent.

19.2 No Waiver

The failure or delayed exercise, by Summus, of a right, remedy, power, or option provided by these Terms or by applicable law does not in any way constitute a waiver of such right, remedy, power, or option, and does not preclude its subsequent exercise.

Any waiver must be expressed in writing and signed by an authorized representative of Summus to be effective, and refers exclusively to the specific single episode subject of the waiver, without extension to future or analogous episodes.

19.3 Assignment

The user may not assign, transfer, sublicense, or delegate — in whole or in part, by operation of law, by contractual operation, or otherwise — the rights and obligations arising from these Terms without the prior written consent of Summus. Any unauthorized assignment attempt is null and void.

Summus may freely assign or transfer these Terms — in whole or in part — to subsidiaries, parents, affiliates, universal or particular successors, business unit acquirers, strategic partners, or other subjects, also within the framework of corporate extraordinary operations (mergers, spin-offs, acquisitions, business unit transfers, restructurings). The assignment by Summus is automatically effective against the user, without the need for consent, subject to any notice on the Site.

These Terms are binding on the parties, their successors, heirs, authorized assignees, and assigns, within the limits of their applicability.

19.4 Survival

The discipline of Section 16.6 is recalled in full. Continue to produce full effect also after the cessation, suspension, termination, or cessation of the Platform the clauses that — by their nature — are intended to survive, including by way of example and without limitation:

• Intellectual Property (Section 9)
• Disclaimer and absence of liability (Section 11)
• Indemnification (Section 11.7)
• Limitations of liability (Section 12)
• Privacy and data protection (Section 13)
• Regulatory compliance (Section 17)
• Applicable law, arbitration, waivers, and dispute resolution (Section 18)
• Severability, no waiver, assignment, survival, force majeure (Section 19)
• Wallet and user's responsibility (Section 8)
• Confidentiality, where relevant

19.5 Force Majeure

The discipline of Section 12.4 is recalled in full. Summus shall in no case be liable for non-performances, delays, suspensions, or cessations of Platform functionalities arising from force majeure events under the same Section 12.4.

19.6 Entire Agreement

The discipline of Section 1.4 is recalled in full. These Terms, together with the Privacy Policy and any product-specific T&Cs, constitute the entire agreement between the user and SUMMUS WORLD LLC in relation to the Terramater Platform, and supersede and replace any prior agreement, communication, statement, understanding, or promise, written or verbal, intervened between the parties in relation to the same subject matter.

19.7 Methods of Notice and Communications

Except as otherwise provided by these Terms, any formal communication that the user intends to send to Summus shall be addressed to the email legal@summus.life. Any communication from Summus to the user will take place through the methods provided by these Terms (Sections 14.1 and 15.2), including publication on the Site, any email notification where provided by the user, or visual notice in the Platform's interface.

Communications are deemed effective from the time of publication or sending, except as otherwise provided by a specific provision of these Terms.

19.8 Headings

The headings of Sections and sub-sections of these Terms are inserted for readability and indexing purposes only, and do not form an integral part of the clauses nor have interpretive or binding value.

19.9 Language and Interpretation

The discipline of Section 1.5 is recalled in full. The English version of these Terms constitutes the master binding version for purposes of interpretation of the relationship between the user and Summus. In case of ambiguity or clauses subject to multiple interpretations, the clauses will be interpreted in light of their substantive intent and in compliance with the principle of good faith, without any automatic contra proferentem rule applying to Summus's detriment, without prejudice to any non-derogable consumer protection rules.

19.10 Contacts

For any communication, request, complaint, report, or procedure provided by these Terms:

• Email: legal@summus.life
• Site: terramaternfts.com
• Postal address: SUMMUS WORLD LLC, Wyoming, United States of America

20. CONFIRMATION OF READING AND ACCEPTANCE

BY ACCEPTING THESE TERMS — WHETHER THROUGH EXPLICIT ACCEPTANCE (CHECKING THE BOX "I ACCEPT THE TERMS AND CONDITIONS" OR EQUIVALENT) OR THROUGH IMPLICIT ACCEPTANCE (ACCESS TO THE SITE, CONNECTION OF THE SELF-CUSTODIAL WALLET, SIGNING OF A TRANSACTION TO THE ECOSYSTEM'S SMART CONTRACTS, USE IN ANY FORM OF THE PLATFORM) — THE USER CONFIRMS AND DECLARES TO:

a) HAVE FULLY READ, COMPLETELY UNDERSTOOD, AND UNCONDITIONALLY ACCEPTED EACH AND ALL CLAUSES OF THESE TERMS, INCLUDING THOSE RELATING TO:

• THE NON-CUSTODIAL NATURE OF THE PLATFORM AND THE ABSENCE OF SUMMUS'S INTERMEDIATION (SECTIONS 1, 2, 4, 8);
• THE TECHNICAL, ECONOMIC, FINANCIAL, TAX, LEGAL, AND REGULATORY RISKS CONNECTED WITH THE USE OF THE PLATFORM, OF SMART CONTRACTS, OF THE POLYGON BLOCKCHAIN, OF NFTs, OF NATURA, OF USDC, USDT, AND OF ANY OTHER ASSET (SECTIONS 5, 6, 10, 11);
• THE IRREVERSIBILITY OF ON-CHAIN TRANSACTIONS AND THE ABSENCE OF THE RIGHT TO REFUND (SECTIONS 5.9.1, 6.1, 6.4);
• THE EXCLUSIVE RESPONSIBILITY OF THE USER FOR THE SECURITY OF THE SELF-CUSTODIAL WALLET, OF THE SEED PHRASE, AND OF THE PRIVATE KEYS, AND THE IMPOSSIBILITY OF RECOVERY (SECTION 8);
• THE EXCLUSION OF WARRANTIES "AS IS / AS AVAILABLE" AND THE LIMITATIONS OF LIABILITY UP TO A CAP OF USD 100 (SECTIONS 11 AND 12);
• THE INDEMNIFICATION OBLIGATION IN FAVOR OF SUMMUS (SECTION 11.7);
• THE APPLICABLE LAW OF WYOMING, BINDING AAA ARBITRATION SEATED IN CHEYENNE, CLASS ACTION WAIVER, AND JURY TRIAL WAIVER (SECTION 18);

b) ACT IN THEIR OWN NAME AND ON THEIR OWN BEHALF, TO BE OF AGE AND HAVE FULL LEGAL CAPACITY TO ACT, AND NOT TO BE A RESIDENT NOR CITIZEN OF ANY OF THE PROHIBITED COUNTRIES INDICATED IN SECTION 3.2, NOR SUBJECT TO INTERNATIONAL SANCTIONS;

c) ACCEPT ANY RISK CONNECTED WITH THE USE OF THE PLATFORM AND TO HOLD SUMMUS HARMLESS FROM ANY AND ALL CLAIMS, ACTIONS, DEMANDS, OR DAMAGES ARISING FROM SUCH USE, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

SUMMUS WORLD LLC

Wyoming, United States of America

legal@summus.life — terramaternfts.com

© 2026 SUMMUS WORLD LLC. All rights reserved.